Consumer
Consumer Finance

Consumer Finance in France

France

Euromonitor International's Consumer Finance in France report establishes the size and structure of the market for ATMs, credit cards, debit cards, store cards and smart cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Buy online to access strategic market analysis and an interactive statistical database of value and volume for retail and internet transactions, number of cards in circulation and company brand shares.

Tables: 354  |  Publication date: Sep 2009
Cost: 
GBP1000.00

Why buy this report

  • Get insight into trends in market performance
  • Pinpoint growth sectors and identify factors driving change
  • Identify market and brand leaders and understand the competitive environment

Product coverage

Consumer lending; Financial cards and payments

Executive summary

Morose Economic Climate

Despite employment rates at an all-time high, inflation has hit French consumers affecting the Purchasing Power Parity and thus slowing down the economy. To avoid recession and in order to stimulate consumption, the French government has introduced a set of different laws that will affect France in the short, medium and long term – for example, tax deductions and the suppression of inheritance tax. Additionally, to deal with the global economic crisis, the government has unveiled a EUR360 billion bailout to help recapitalise banks in difficulty and to guarantee interbank lending. France is not the only country hit by the economic slowdown, and the success of these initiatives will largely depend on how other economies perform and implement policies.

EU Integration Shapes the Industry

The further integration of Europe has consequences in all areas, including financial cards. Set to be fully integrated in 2012 the Single European Payment Area could encompass 31 countries. A number of rules are being followed by the countries in order to meet the new requirements. The EMV standard is one of them. The lowering of barriers and an increase in competition will result in lower prices for consumers. France has been one of the first countries to meet the EMV criteria.

Future Technologies In Sight

New technologies are about to change the financial cards’ landscape. These range from the increasing use of the internet to, perhaps most importantly, the new near field communication (NFC) technology through mobile phones. Already today, specially designed NFC financial cards are being tested by consumers in some regions in France.

Consumer Demand

Financial institutions are closely following new evolutions in the payment habits of consumers. Two trends that stand out are the need for clients not to waste time or money. The industry has attempted to respond to these habits by creating advanced financial cards that shorten a customer’s waiting time or by offering products that are even more attractive in monetary terms. Furthermore, new habits have led to an increase in multiple bank accounts and consequently to an increase in the number of financial cards carried by consumers. Nevertheless, despite all these changes, consumers still prefer to use cash.

Emerging Markets

Co-branded cards have flooded the French market. Every bank has issued co-branded cards with partners. Even traditional companies which used to issue store cards are now offering co-branded cards. The 12-18 year-old group is set to flourish in the years to come and specific products are offered to them in order to retain their loyalty.

Table of contents

CONSUMER FINANCE IN FRANCE : MARKET INSIGHT

EXECUTIVE SUMMARY

Morose Economic Climate

EU Integration Shapes the Industry

Future Technologies In Sight

Consumer Demand

Emerging Markets

KEY TRENDS AND DEVELOPMENTS

The decline of the PPP and the Economic Slowdown in 2008

Single European Payment Area Taking off

Technology Breakthroughs

Evolution of New Payment Habits

New Product Categories

MARKET INDICATORS

Table 1 Number of POS Terminals 2004-2008

Table 2 Number of ATMs 2004-2008

Table 3 Disposable Income 2003-2008

Table 4 Value Lost to Fraud 2003-2008

Table 5 Acquirer Fraud 2003-2008

Table 6 Card Expenditure by Location 2008

Table 7 Card Expenditure by Sector 2008

Table 8 Financial Cards in Circulation by Type: % Number of Cards 2004-2008

Table 9 Domestic versus Foreign Spend 2008

MARKET DATA

Table 10 Consumer Payments: Value 2003-2008

Table 11 Financial Cards: Number of Cards by Issuer 2003-2007

Table 12 Financial Cards: Number of Cards by Operator 2003-2007

Table 13 Financial Cards: Card Payment Transaction Value by Operator 2003-2007

Table 14 Financial Cards: Card Payment Transactions by Acquirer 2003-2007

Table 15 Consumer Payments Forecast: Value 2008-2013

APPENDIX

Definitions

Summary 1 Research Sources

ATM CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 16 ATM Cards Sector Performance: 2003-2008

Table 17 ATM Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 18 ATM Cards Sector Performance: % Growth 2003-2008

Table 19 ATM Cards in Circulation Sector Performance: % Growth 2003-2008

Table 20 ATM Cards Forecast Sector Performance: 2008-2013

Table 21 ATM Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 22 ATM Cards Forecast Sector Performance: % Growth 2008-2013

Table 23 ATM Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

DEBIT CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 24 Debit Cards Sector Performance: 2003-2008

Table 25 Debit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 26 Debit Cards Sector Performance: % Growth 2003-2008

Table 27 Debit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 28 Debit Cards: Number of Cards by Issuer 2003-2007

Table 29 Debit Cards: Number of Cards by Operator 2003-2007

Table 30 Debit Cards Transactions by Acquirer 2003-2007

Table 31 Debit Cards Payment Transaction Value by Operator 2003-2007

Table 32 Debit Cards Forecast Sector Performance: 2008-2013

Table 33 Debit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 34 Debit Cards Forecast Sector Performance: % Growth 2008-2013

Table 35 Debit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

CREDIT CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 36 Credit Cards Sector Performance: 2003-2008

Table 37 Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 38 Credit Cards Sector Performance: % Growth 2003-2008

Table 39 Credit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 40 Personal Credit Cards Sector Performance: 2003-2008

Table 41 Personal Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 42 Personal Credit Cards Sector Performance: % Growth 2003-2008

Table 43 Personal Credit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 44 Credit Cards: Number of Cards by Issuer 2003-2007

Table 45 Credit Cards: Number of Cards by Operator 2003-2007

Table 46 Credit Cards Transactions by Acquirer 2003-2007

Table 47 Credit Cards Payment Transaction Value by Operator 2003-2007

Table 48 Personal Credit Cards Payment Transaction Value by Operator 2003-2007

Table 49 Commercial Credit Cards Payment Transaction Value by Operator 2003-2007

Table 50 Credit Cards Forecast Sector Performance: 2008-2013

Table 51 Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 52 Credit Cards Forecast Sector Performance: % Growth 2008-2013

Table 53 Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 54 Personal Credit Cards Forecast Sector Performance: 2008-2013

Table 55 Personal Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 56 Personal Credit Cards Forecast Sector Performance: % Growth 2008-2013

Table 57 Personal Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

CHARGE CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 58 Charge Cards Sector Performance: 2003-2008

Table 59 Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 60 Charge Cards Sector Performance: % Growth 2003-2008

Table 61 Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 62 Personal Charge Cards Sector Performance: 2003-2008

Table 63 Personal Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 64 Personal Charge Cards Sector Performance: % Growth 2003-2008

Table 65 Personal Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 66 Commercial Charge Cards Sector Performance: 2003-2008

Table 67 Commercial Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 68 Commercial Charge Cards Sector Performance: % Growth 2003-2008

Table 69 Commercial Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 70 Charge Cards: Number of Cards by Issuer 2003-2007

Table 71 Charge Cards: Number of Cards by Operator 2003-2007

Table 72 Charge Cards Transactions by Acquirer 2003-2007

Table 73 Charge Cards Payment Transaction Value by Operator 2003-2007

Table 74 Personal Charge Cards Transaction Value by Operator 2003-2007

Table 75 Commercial Charge Cards Payment Transaction Value by Operator 2003-2007

Table 76 Charge Cards Forecast Sector Performance: 2008-2013

Table 77 Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 78 Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 79 Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 80 Personal Charge Cards Forecast Sector Performance: 2008-2013

Table 81 Personal Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 82 Personal Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 83 Personal Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 84 Commercial Charge Cards Forecast Sector Performance: 2008-2013

Table 85 Commercial Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 86 Commercial Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 87 Commercial Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

GENERAL PURPOSE PREPAID CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 88 General Purpose Pre-paid Cards Sector Performance: 2003-2008

Table 89 General Purpose Pre-paid Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 90 General Purpose Pre-paid Cards Sector Performance: % Growth 2003-2008

Table 91 General Purpose Pre-paid Cards in Circulation Sector Performance: % Growth 2003-2008

Table 92 General Purpose Pre-paid Cards by Type: % Number of Cards 2004-2008

Table 93 General Purpose Pre-paid Cards: Number of Cards by Operator 2003-2007

Table 94 General Purpose Pre-paid Cards Transaction Value by Operator 2003-2007

Table 95 General Purpose Pre-paid Cards Forecast Sector Performance: 2008-2013

Table 96 General Purpose Pre-paid Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 97 General Purpose Pre-paid Cards Forecast Sector Performance: % Growth 2008-2013

Table 98 General Purpose Pre-paid Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

STORE CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 99 Store Cards Sector Performance: 2003-2008

Table 100 Store Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 101 Store Cards Sector Performance: % Growth 2003-2008

Table 102 Store Cards in Circulation Sector Performance: % Growth 2003-2008

Table 103 Store Cards: Number of Cards by Issuer 2003-2007

Table 104 Store Cards Forecast Sector Performance: 2008-2013

Table 105 Store Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 106 Store Cards Forecast Sector Performance: % Growth 2008-2013

Table 107 Store Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

BNP PARIBAS

Strategic Direction

KEY FACTS

Summary 2 BNP-PARIBAS: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

SOCIÉTÉ GÉNÉRALE

Strategic Direction

KEY FACTS

Summary 3 SOCIETE-GÉNÉRALE: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

CREDIT AGRICOLE SA

Strategic Direction

KEY FACTS

Summary 4 CREDIT AGRICOLE SA: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

CREDIT MUTUEL-CIC

Strategic Direction

KEY FACTS

Summary 5 CREDIT MUTUEL-CIC: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

GROUPE CAISSE D’EPARGNE

Strategic Direction

KEY FACTS

Summary 6 GROUPE CAISSE D’EPARGNE: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

CONSUMER FINANCE IN FRANCE

EXECUTIVE SUMMARY

Morose Economic Climate

EU Integration Shapes the Industry

Future Technologies In Sight

Consumer Demand

Emerging Markets

KEY TRENDS AND DEVELOPMENTS

The decline of the PPP and the Economic Slowdown in 2008

Single European Payment Area Taking off

Technology Breakthroughs

Evolution of New Payment Habits

New Product Categories

MARKET INDICATORS

Table 108 Number of POS Terminals 2004-2008

Table 109 Number of ATMs 2004-2008

Table 110 Disposable Income 2003-2008

Table 111 Value Lost to Fraud 2003-2008

Table 112 Acquirer Fraud 2003-2008

Table 113 Card Expenditure by Location 2008

Table 114 Card Expenditure by Sector 2008

Table 115 Financial Cards in Circulation by Type: % Number of Cards 2004-2008

Table 116 Domestic versus Foreign Spend 2008

MARKET DATA

Table 117 Consumer Payments: Value 2003-2008

Table 118 Financial Cards: Number of Cards by Issuer 2003-2007

Table 119 Financial Cards: Number of Cards by Operator 2003-2007

Table 120 Financial Cards: Card Payment Transaction Value by Operator 2003-2007

Table 121 Financial Cards: Card Payment Transactions by Acquirer 2003-2007

Table 122 Consumer Payments Forecast: Value 2008-2013

APPENDIX

Definitions

Summary 7 Research Sources

CONSUMER FINANCE IN FRANCE

EXECUTIVE SUMMARY

Morose Economic Climate

EU Integration Shapes the Industry

Future Technologies In Sight

Consumer Demand

Emerging Markets

KEY TRENDS AND DEVELOPMENTS

The decline of the PPP and the Economic Slowdown in 2008

Single European Payment Area Taking off

Technology Breakthroughs

Evolution of New Payment Habits

New Product Categories

MARKET INDICATORS

Table 123 Number of POS Terminals 2004-2008

Table 124 Number of ATMs 2004-2008

Table 125 Disposable Income 2003-2008

Table 126 Value Lost to Fraud 2003-2008

Table 127 Acquirer Fraud 2003-2008

Table 128 Card Expenditure by Location 2008

Table 129 Card Expenditure by Sector 2008

Table 130 Financial Cards in Circulation by Type: % Number of Cards 2004-2008

Table 131 Domestic versus Foreign Spend 2008

MARKET DATA

Table 132 Consumer Payments: Value 2003-2008

Table 133 Financial Cards: Number of Cards in Circulation 2003-2008

Table 134 Financial Cards Transactions: Value 2003-2008

Table 135 Financial Cards: Number of Transactions 2003-2008

Table 136 Financial Cards: Number of Accounts 2003-2008

Table 137 Financial Cards: Number of Cards by Issuer 2003-2007

Table 138 Financial Cards: Number of Cards by Operator 2003-2007

Table 139 Financial Cards: Card Payment Transaction Value by Operator 2003-2007

Table 140 Financial Cards: Card Payment Transactions by Acquirer 2003-2007

Table 141 Consumer Payments Forecast: Value 2008-2013

Table 142 Financial Cards Forecast: Number of Cards in Circulation 2008-2013

Table 143 Financial Cards Forecast: Value 2008-2013

Table 144 Financial Cards Forecast: Number of Transactions 2008-2013

Table 145 Financial Cards Forecast: Number of Accounts 2008-2013

DEFINITIONS

Summary 8 Research Sources

LOCAL COMPANY PROFILES - FRANCE

CAISSE D'EPARGNE, GROUPE - CONSUMER FINANCE - FRANCE

GROUPE CAISSE D’EPARGNE

Strategic Direction

KEY FACTS

Summary 9 GROUPE CAISSE D’EPARGNE: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

CRéDIT AGRICOLE, GROUPE - CONSUMER FINANCE - FRANCE

CREDIT AGRICOLE SA

Strategic Direction

KEY FACTS

Summary 10 CREDIT AGRICOLE SA: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

CREDIT MUTUEL-CIC - CONSUMER FINANCE - FRANCE

CREDIT MUTUEL-CIC

Strategic Direction

KEY FACTS

Summary 11 CREDIT MUTUEL-CIC: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

GROUPE BNP PARIBAS - CONSUMER FINANCE - FRANCE

BNP PARIBAS

Strategic Direction

KEY FACTS

Summary 12 BNP-PARIBAS: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

SOCIéTé GéNéRALE, GROUPE - CONSUMER FINANCE - FRANCE

SOCIÉTÉ GÉNÉRALE

Strategic Direction

KEY FACTS

Summary 13 SOCIETE-GÉNÉRALE: Key Facts

COMPANY BACKGROUND

COMPETITIVE POSITIONING

CAISSE D'EPARGNE, GROUPE - CONSUMER FINANCE - FRANCE

STRATEGIC DIRECTION

KEY FACTS

Summary 14 GROUPE CAISSE D’EPARGNE: Key Facts

Company Background

Competitive Positioning

CRéDIT AGRICOLE, GROUPE - CONSUMER FINANCE - FRANCE

STRATEGIC DIRECTION

KEY FACTS

Summary 15 CREDIT AGRICOLE SA: Key Facts

Company Background

Competitive Positioning

CREDIT MUTUEL-CIC - CONSUMER FINANCE - FRANCE

STRATEGIC DIRECTION

KEY FACTS

Summary 16 CREDIT MUTUEL-CIC: Key Facts

Company Background

Competitive Positioning

GROUPE BNP PARIBAS - CONSUMER FINANCE - FRANCE

STRATEGIC DIRECTION

KEY FACTS

Summary 17 BNP-PARIBAS: Key Facts

Company Background

Competitive Positioning

SOCIéTé GENERALE SA - CONSUMER FINANCE - FRANCE

STRATEGIC DIRECTION

KEY FACTS

Summary 18 SOCIETE-GÉNÉRALE: Key Facts

Company Background

Competitive Positioning

ATM TRANSACTIONS IN FRANCE

ATM CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 146 ATM Cards Sector Performance: 2003-2008

Table 147 ATM Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 148 ATM Cards Sector Performance: % Growth 2003-2008

Table 149 ATM Cards in Circulation Sector Performance: % Growth 2003-2008

Table 150 ATM Cards Forecast Sector Performance: 2008-2013

Table 151 ATM Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 152 ATM Cards Forecast Sector Performance: % Growth 2008-2013

Table 153 ATM Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

ATM TRANSACTIONS IN FRANCE

HEADLINES

TRENDS

COMPETITIVE LANDSCAPE

PROSPECTS

SECTOR DATA

Table 154 ATM Cards Sector Performance: 2003-2008

Table 155 ATM Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 156 ATM Cards Sector Performance: % Growth 2003-2008

Table 157 ATM Cards in Circulation Sector Performance: % Growth 2003-2008

Table 158 ATM Cards Forecast Sector Performance: 2008-2013

Table 159 ATM Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 160 ATM Cards Forecast Sector Performance: % Growth 2008-2013

Table 161 ATM Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

DEBIT TRANSACTIONS IN FRANCE

DEBIT CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 162 Debit Cards Sector Performance: 2003-2008

Table 163 Debit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 164 Debit Cards Sector Performance: % Growth 2003-2008

Table 165 Debit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 166 Debit Cards: Number of Cards by Issuer 2003-2007

Table 167 Debit Cards: Number of Cards by Operator 2003-2007

Table 168 Debit Cards Transactions by Acquirer 2003-2007

Table 169 Debit Cards Payment Transaction Value by Operator 2003-2007

Table 170 Debit Cards Forecast Sector Performance: 2008-2013

Table 171 Debit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 172 Debit Cards Forecast Sector Performance: % Growth 2008-2013

Table 173 Debit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

DEBIT TRANSACTIONS IN FRANCE

HEADLINES

TRENDS

COMPETITIVE LANDSCAPE

PROSPECTS

SECTOR DATA

Table 174 Debit Cards Sector Performance: 2003-2008

Table 175 Debit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 176 Debit Cards Sector Performance: % Growth 2003-2008

Table 177 Debit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 178 Debit Cards: Number of Cards by Issuer 2003-2007

Table 179 Debit Cards: Number of Cards by Operator 2003-2007

Table 180 Debit Cards Transactions by Acquirer 2003-2007

Table 181 Debit Cards Payment Transaction Value by Operator 2003-2007

Table 182 Debit Cards Forecast Sector Performance: 2008-2013

Table 183 Debit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 184 Debit Cards Forecast Sector Performance: % Growth 2008-2013

Table 185 Debit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

CREDIT CARD TRANSACTIONS IN FRANCE

CREDIT CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 186 Credit Cards Sector Performance: 2003-2008

Table 187 Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 188 Credit Cards Sector Performance: % Growth 2003-2008

Table 189 Credit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 190 Personal Credit Cards Sector Performance: 2003-2008

Table 191 Personal Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 192 Personal Credit Cards Sector Performance: % Growth 2003-2008

Table 193 Personal Credit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 194 Commercial Credit Cards Sector Performance: 2003-2008

Table 195 Commercial Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 196 Commercial Credit Cards Sector Performance: % Growth 2003-2008

Table 197 Commercial Credit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 198 Credit Cards: Number of Cards by Issuer 2003-2007

Table 199 Credit Cards: Number of Cards by Operator 2003-2007

Table 200 Credit Cards Transactions by Acquirer 2003-2007

Table 201 Credit Cards Payment Transaction Value by Operator 2003-2007

Table 202 Personal Credit Cards Payment Transaction Value by Operator 2003-2007

Table 203 Commercial Credit Cards Payment Transaction Value by Operator 2003-2007

Table 204 Credit Cards Forecast Sector Performance: 2008-2013

Table 205 Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 206 Credit Cards Forecast Sector Performance: % Growth 2008-2013

Table 207 Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 208 Personal Credit Cards Forecast Sector Performance: 2008-2013

Table 209 Personal Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 210 Personal Credit Cards Forecast Sector Performance: % Growth 2008-2013

Table 211 Personal Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 212 Commercial Credit Cards Forecast Sector Performance: 2008-2013

Table 213 Commercial Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 214 Commercial Credit Cards Forecast Sector Performance: % Growth 2008-2013

Table 215 Commercial Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

CREDIT CARD TRANSACTIONS IN FRANCE

HEADLINES

TRENDS

COMPETITIVE LANDSCAPE

PROSPECTS

SECTOR DATA

Table 216 Credit Cards Sector Performance: 2003-2008

Table 217 Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 218 Credit Cards Sector Performance: % Growth 2003-2008

Table 219 Credit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 220 Personal Credit Cards Sector Performance: 2003-2008

Table 221 Personal Credit Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 222 Personal Credit Cards Sector Performance: % Growth 2003-2008

Table 223 Personal Credit Cards in Circulation Sector Performance: % Growth 2003-2008

Table 224 Credit Cards: Number of Cards by Issuer 2003-2007

Table 225 Credit Cards: Number of Cards by Operator 2003-2007

Table 226 Credit Cards Transactions by Acquirer 2003-2007

Table 227 Credit Cards Payment Transaction Value by Operator 2003-2007

Table 228 Personal Credit Cards Payment Transaction Value by Operator 2003-2007

Table 229 Credit Cards Forecast Sector Performance: 2008-2013

Table 230 Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 231 Credit Cards Forecast Sector Performance: % Growth 2008-2013

Table 232 Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 233 Personal Credit Cards Forecast Sector Performance: 2008-2013

Table 234 Personal Credit Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 235 Personal Credit Cards Forecast Sector Performance: % Growth 2008-2013

Table 236 Personal Credit Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

CHARGE CARD TRANSACTIONS IN FRANCE

CHARGE CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 237 Charge Cards Sector Performance: 2003-2008

Table 238 Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 239 Charge Cards Sector Performance: % Growth 2003-2008

Table 240 Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 241 Personal Charge Cards Sector Performance: 2003-2008

Table 242 Personal Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 243 Personal Charge Cards Sector Performance: % Growth 2003-2008

Table 244 Personal Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 245 Commercial Charge Cards Sector Performance: 2003-2008

Table 246 Commercial Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 247 Commercial Charge Cards Sector Performance: % Growth 2003-2008

Table 248 Commercial Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 249 Charge Cards: Number of Cards by Issuer 2003-2007

Table 250 Charge Cards: Number of Cards by Operator 2003-2007

Table 251 Charge Cards Transactions by Acquirer 2003-2007

Table 252 Charge Cards Payment Transaction Value by Operator 2003-2007

Table 253 Personal Charge Cards Transaction Value by Operator 2003-2007

Table 254 Commercial Charge Cards Payment Transaction Value by Operator 2003-2007

Table 255 Charge Cards Forecast Sector Performance: 2008-2013

Table 256 Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 257 Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 258 Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 259 Personal Charge Cards Forecast Sector Performance: 2008-2013

Table 260 Personal Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 261 Personal Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 262 Personal Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 263 Commercial Charge Cards Forecast Sector Performance: 2008-2013

Table 264 Commercial Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 265 Commercial Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 266 Commercial Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

CHARGE CARD TRANSACTIONS IN FRANCE

HEADLINES

TRENDS

COMPETITIVE LANDSCAPE

PROSPECTS

SECTOR DATA

Table 267 Charge Cards Sector Performance: 2003-2008

Table 268 Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 269 Charge Cards Sector Performance: % Growth 2003-2008

Table 270 Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 271 Personal Charge Cards Sector Performance: 2003-2008

Table 272 Personal Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 273 Personal Charge Cards Sector Performance: % Growth 2003-2008

Table 274 Personal Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 275 Commercial Charge Cards Sector Performance: 2003-2008

Table 276 Commercial Charge Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 277 Commercial Charge Cards Sector Performance: % Growth 2003-2008

Table 278 Commercial Charge Cards in Circulation Sector Performance: % Growth 2003-2008

Table 279 Charge Cards: Number of Cards by Issuer 2003-2007

Table 280 Charge Cards: Number of Cards by Operator 2003-2007

Table 281 Charge Cards Transactions by Acquirer 2003-2007

Table 282 Charge Cards Payment Transaction Value by Operator 2003-2007

Table 283 Personal Charge Cards Transaction Value by Operator 2003-2007

Table 284 Commercial Charge Cards Payment Transaction Value by Operator 2003-2007

Table 285 Charge Cards Forecast Sector Performance: 2008-2013

Table 286 Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 287 Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 288 Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 289 Personal Charge Cards Forecast Sector Performance: 2008-2013

Table 290 Personal Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 291 Personal Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 292 Personal Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

Table 293 Commercial Charge Cards Forecast Sector Performance: 2008-2013

Table 294 Commercial Charge Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 295 Commercial Charge Cards Forecast Sector Performance: % Growth 2008-2013

Table 296 Commercial Charge Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

GENERAL PURPOSE PRE-PAID CARD TRANSACTIONS IN FRANCE

HEADLINES

TRENDS

COMPETITIVE LANDSCAPE

PROSPECTS

SECTOR DATA

Table 297 General Purpose Pre-paid Cards Sector Performance: 2003-2008

Table 298 General Purpose Pre-paid Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 299 General Purpose Pre-paid Cards Sector Performance: % Growth 2003-2008

Table 300 General Purpose Pre-paid Cards in Circulation Sector Performance: % Growth 2003-2008

Table 301 General Purpose Pre-paid Cards by Type: % Number of Cards 2004-2008

Table 302 General Purpose Pre-paid Cards: Number of Cards by Operator 2003-2007

Table 303 General Purpose Pre-paid Cards Transaction Value by Operator 2003-2007

Table 304 General Purpose Pre-paid Cards Forecast Sector Performance: 2008-2013

Table 305 General Purpose Pre-paid Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 306 General Purpose Pre-paid Cards Forecast Sector Performance: % Growth 2008-2013

Table 307 General Purpose Pre-paid Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

GENERAL PURPOSE PRE-PAID CARD TRANSACTIONS IN FRANCE

GENERAL PURPOSE PREPAID CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 308 General Purpose Pre-paid Cards Sector Performance: 2003-2008

Table 309 General Purpose Pre-paid Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 310 General Purpose Pre-paid Cards Sector Performance: % Growth 2003-2008

Table 311 General Purpose Pre-paid Cards in Circulation Sector Performance: % Growth 2003-2008

Table 312 General Purpose Pre-paid Cards by Type: % Number of Cards 2004-2008

Table 313 General Purpose Pre-paid Cards: Number of Cards by Operator 2003-2007

Table 314 General Purpose Pre-paid Cards Transaction Value by Operator 2003-2007

Table 315 General Purpose Pre-paid Cards Forecast Sector Performance: 2008-2013

Table 316 General Purpose Pre-paid Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 317 General Purpose Pre-paid Cards Forecast Sector Performance: % Growth 2008-2013

Table 318 General Purpose Pre-paid Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

STORE CARD TRANSACTIONS IN FRANCE

STORE CARDS IN FRANCE

Headlines

Trends

Competitive Landscape

Prospects

SECTOR DATA

Table 319 Store Cards Sector Performance: 2003-2008

Table 320 Store Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 321 Store Cards Sector Performance: % Growth 2003-2008

Table 322 Store Cards in Circulation Sector Performance: % Growth 2003-2008

Table 323 Store Cards: Number of Cards by Issuer 2003-2007

Table 324 Store Cards Forecast Sector Performance: 2008-2013

Table 325 Store Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 326 Store Cards Forecast Sector Performance: % Growth 2008-2013

Table 327 Store Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

STORE CARD TRANSACTIONS IN FRANCE

HEADLINES

TRENDS

COMPETITIVE LANDSCAPE

PROSPECTS

SECTOR DATA

Table 328 Store Cards Sector Performance: 2003-2008

Table 329 Store Cards Sector Performance: Number of Cards in Circulation 2003-2008

Table 330 Store Cards Sector Performance: % Growth 2003-2008

Table 331 Store Cards in Circulation Sector Performance: % Growth 2003-2008

Table 332 Store Cards: Number of Cards by Issuer 2003-2007

Table 333 Store Cards Forecast Sector Performance: 2008-2013

Table 334 Store Cards Forecast Sector Performance: Number of Cards in Circulation 2008-2013

Table 335 Store Cards Forecast Sector Performance: % Growth 2008-2013

Table 336 Store Cards in Circulation Forecast Sector Performance: % Growth 2008-2013

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