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Global Briefing

At the Crossroads of Payments: Global Consumer Finance and Retailing

Jul 2010

Price: US$2,000

About this Report

About this Report

As a ‘new normal’ in consumer habits and preferences emerges from the global recession, both the retailing and consumer finance industries will be challenged to adapt to evolving conditions. This report examines the opportunities and challenges present in the evolving alliance between the global consumer finance and retailing industries as well as the various strategies integrating retail that are available to consumer finance players.


What this report includes

  • Up-to-the minute analysis of the latest trends in the industry
  • New product development, forecasts and other themes
  • Unique graphics and illustrated case studies
  • Most recent brand and company news
  • New insight into the size and shape of the market

Why buy this report

  • Clear, concise powerpoint format makes it easy to digest
  • Leading industry opinion keeps you abreast of latest news and trends
  • Forward-looking outlook on a category, market or issue affecting the industry
  • Latest five year forecasts assess how the market is predicted to develop
  • Understand the competitive environment, the leading players and brands

Delivery format

PDF/PPT
Downloadable from MyPages

Table of Contents

Table of Contents

Introduction

Scope

Objectives and Parameters

Key Findings

The Symbiotic Nature of Retail and Consumer Finance

Growth in Card Payments Detached from Merchant Format

Opportunities

Opportunities for Mutual Benefit Abound

Retail Expansion Spreads Web of Payment Infrastructure

Payment Infrastructure Nonetheless Has Ground to Gain

Internet Retailing Has Proven an Important Vehicle for Cards

PIN Debit Acceptance Online a Growing Necessity

Payment Technology Advances Boost Small Retail Channels

Challenges

Battle Over Costs and Roles Rages On

High Growth in Low-Margin Retail Formats to Bring Friction

Case Study: Wal-Mart in Global Consumer Finance

Case Study: Wal-Mart Global Consumer Finance Presence

Wal-Mart in Global Consumer Finance

Retailers Can Play At This Game, Too

Case Study: Carrefour France and Target USA Store Cards

Case Study: Carrefour France and Target USA

Case Study: Tesco Bank

Case Study: Tesco Bank and UK Credit Cards

Consumer Finance and Retail Spending

Consumer Finance as a Motor of Retail Sales

Key Role for Consumer Credit in Eastern European Retail

Non-Grocery Losses in Recession Tied to Finance

Durables and Card Lending as Drivers of Retail Sales

Case Study: Best Buy in Consumer Finance Innovation

Case Study: Best Buy Global Expansion

Growth Strategies and Future Prospects

Evolving Retail and Payment Habits Hold Challenges

POS Lending: an Evolving Opportunity

Potential for POS Lending to Develop in Emerging Asia

Case Study: Future Capital Holdings in Indian Retail

Fighting for the Internet Payment Space

Not All Developing Market Consumers Open to Retail Finance

Case Study: Mexican Retail Sector in Consumer Finance

Mexican Retailers Positioned to Reach Consumers

Mexico Illustrates Developing Market Retail Bank Opportunity

Evolving Landscape Requires Renewed Strategies

Definitions

Definitions

Further Definitions

Samples

At the Crossroads of Payments - C-Fin and Ret.jpg

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