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Market research for the consumer finance industry

Euromonitor has the world’s most comprehensive research on the consumer finance industry. We monitor and analyse industry trends in consumer finance globally, including in-depth data on market share and market size – from the “big picture” down to specific category levels. Categories in consumer finance include:


Euromonitor data and market analysis advances your knowledge of the industry and its competitive environment, ensuring accurate and focused strategies for your business. Our market research can be used throughout your entire organisation, including strategic development, marketing, mergers and acquisitions, and brand management.

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Country Report

Consumer Lending in Hungary

Generally the Hungarian economic environment cannot be defined as positive or improving in 2013 based on main economic indicators such as unemployment rate, GDP growth, investment rate or domestic consumption. All these factors had a negative impact ...

Apr 2014 | US$1,900 | Pages: 14 | Add to cart | View details

Country Report

Financial Cards and Payments in Russia

Despite the fact that the Russian economy entered 2013 with high consumer confidence indicators, weakening demand for commodities in Europe, continuing slowdown of growth in China, as well as overall global uncertainty regarding further economic ...

Apr 2014 | US$1,900 | Pages: 71 | Add to cart | View details

Country Report

Financial Cards and Payments in Venezuela

A negative combination of persistent inflation, even in the presence of extensive price controls, and scarcity of staples and personal hygiene products are forcing Venezuelan consumers to change not only their consumption habits but also their choice...

Apr 2014 | US$1,900 | Pages: 75 | Add to cart | View details

Country Report

Consumer Lending in Mexico

Consumer lending showed notable expansion, with gross lending growing faster in 2013 compared to the CAGR observed over the review period. Stronger signs of economic recovery have emerged in several categories, like card lending, auto lending and ...

Apr 2014 | US$1,900 | Pages: 13 | Add to cart | View details

Country Report

Consumer Lending in Turkey

The post-recession growth in consumer lending continued at an equally fast pace during 2013, as both outstanding balance and gross lending registered positive growth, though the outstanding balance growth was slower. Despite the decline in consumer ...

Apr 2014 | US$1,900 | Pages: 14 | Add to cart | View details

Country Report

Financial Cards and Payments in Mexico

The number of cards in circulation, number of transactions and retail value showed dynamic growth in 2013. Greater product availability and merchant acceptance, as well as extended promotions in terms of interest-free financing programmes drove this ...

Mar 2014 | US$1,900 | Pages: 75 | Add to cart | View details

Country Report

Financial Cards and Payments in Vietnam

All types of financial cards continue to grow strongly in terms of transaction value and number of cards in circulation. An increase in the numbers of ATMs and POS terminals, together with successful cobranding strategies, boosted financial cards in ...

Mar 2014 | US$1,900 | Pages: 59 | Add to cart | View details

Country Report

Financial Cards and Payments in the Philippines

ATM cards continued to be the most important type of financial card in the Philippines, as cash remained heavily used in day-to-day transactions due to the large unbanked population and low acceptance of financial cards in retail stores. Nonetheless,...

Mar 2014 | US$1,900 | Pages: 68 | Add to cart | View details

Country Report

Consumer Lending in Indonesia

Consumer lending in Indonesia boomed over the review period, driven by the rising number of middle-class households and continued economic growth. With Indonesian consumers growing more accustomed to the concept of borrowing money from the bank, more...

Mar 2014 | US$1,900 | Pages: 14 | Add to cart | View details

Country Report

Consumer Lending in Vietnam

In 2013, although Vietnam’s economy showed some signs of recovery, such as lower inflation and a stronger property market, it continued to encounter many difficulties. For example, inflation remained high in the country. As a result, the majority of ...

Mar 2014 | US$1,900 | Pages: 13 | Add to cart | View details

Country Report

Financial Cards and Payments in Singapore

Consumers in Singapore are getting more accustomed to using cards for payments rather than cash. With long queues at bank tellers, many customers rely on their ATM cards for cash withdrawals at the machines where the queues usually move faster and ...

Mar 2014 | US$1,900 | Add to cart | View details

Country Report

Financial Cards and Payments in Brazil

Economic activity in Brazil worsened in 2013, given the low macroeconomic conditions of low GDP growth, higher inflation, and political unease. This had a negative impact on consumer confidence and on companies’ willingness to invest. Despite these ...

Mar 2014 | US$1,900 | Add to cart | View details

Country Report

Consumer Lending in Brazil

After seeing stable growth over recent years, fuelled by the country's growing population of middle income earners and low inflation, consumer credit saw slower growth in 2013, amid fears of rising inflation and lower economic growth. In order to ...

Mar 2014 | US$1,900 | Add to cart | View details

Country Report

Consumer Lending in Singapore

Total gross lending continued to show healthy performance in 2013. Consumers continued to borrow to finance their daily spending and used credit cards to enjoy discounts and promotions offered by the card issuers. Borrowing for overdrafts without the...

Mar 2014 | US$1,900 | Pages: 14 | Add to cart | View details

Global Briefing

Corporate Strategy in Consumer Finance

The largest international card networks faced a variety of challenges in 2013 but have emerged well positioned for 2014. Many have made progress in developing online payment platforms that will utilise the potential for payments on mobile phones and ...

Feb 2014 | US$2,000 | Pages: 47 | Add to cart | View details

Country Report

Financial Cards and Payments in the US

The slow but steady recovery of the US economy caused some consumers to begin to exit their post-recessionary shell. Whilst many remained thrifty and cautious with their spending, others, who continued to see their disposable incomes grow, became ...

Feb 2014 | US$1,900 | Pages: 82 | Add to cart | View details

Country Report

Consumer Lending in the Philippines

The Philippine economy recorded a nearly 8% GDP improvement in the first quarter of 2013. This growth can be attributed to a steady inflow of remittances from overseas Filipino workers, upbeat consumer and business sentiment, the strong performances ...

Feb 2014 | US$1,900 | Pages: 13 | Add to cart | View details

Country Report

Consumer Lending in the US

The improvement in the economy, underpinned by a burgeoning housing market and sustained corporate growth, brought many Americans back from the conservative mindset that was adopted by many following the recession. Years of gradual improvement and ...

Feb 2014 | US$1,900 | Pages: 22 | Add to cart | View details

Company Profile

MasterCard International Inc in Consumer Finance

MasterCard is a leading global payments and technology company that processes all forms of commercial and consumer card payments around the world. In 2013 MasterCard launched its MasterPass online payment platform in several markets, reduced its ...

Feb 2014 | US$525 | Pages: 34 | Add to cart | View details

Country Report

Financial Cards and Payments in Indonesia

Continued economic growth and a subsequent rise in consumer expenditure in Indonesia ensured a steady increase in consumer payment transaction volume in 2013. Transaction value growth also grew healthily, at a faster pace than transaction volume as ...

Feb 2014 | US$1,900 | Pages: 66 | Add to cart | View details

Global Briefing

The Mobile Wallet: How Loyalty Could Spur Consumer Adoption of Mobile Payments

Mobile wallets have failed to gain steam in the marketplace among consumers for a number of reasons, including security and privacy concerns, as well as a lack of the necessary infrastructure. In markets with a more advanced payments system, mobile ...

Feb 2014 | US$2,000 | Pages: 54 | Add to cart | View details

Country Report

Financial Cards and Payments in Denmark

Financial cards and payments saw a positive performance in 2013. All indicators developed positively, including the number cards in circulation and transaction volume and current value. Specific categories' performance varied, with credit cards for ...

Feb 2014 | US$1,900 | Pages: 59 | Add to cart | View details

Country Report

Financial Cards and Payments in the United Kingdom

Card use rose by 7% in 2013, a higher rate of growth than in the previous year, although growth in the number of cards in circulation slowed. This suggests that there is a certain degree of market saturation occurring, but that consumers are now very...

Feb 2014 | US$1,900 | Pages: 74 | Add to cart | View details

Country Report

Consumer Lending in Venezuela

The government determines the share of total credits that any bank must lend to the agricultural, housing, manufacturing and tourism industries. In addition, the government also mandates a minimum amount that banks must lend to microenterprises. In ...

Feb 2014 | US$1,900 | Pages: 17 | Add to cart | View details

Country Report

Consumer Lending in Colombia

After failing to reach the expected GDP growth in 2012, the government rapidly reduced the reference APR and, shortly after this, launched an anti-cyclical economy stimulus program called Plan de Impulso a la Productividad y el Empleo (PIPE - Impulse...

Feb 2014 | US$1,900 | Pages: 17 | Add to cart | View details

Country Report

Financial Cards and Payments in Colombia

Total card transactions saw double-digit growth in 2013, thanks to positive structural and cyclical elements in the local market. The government launched an emergency plan after the lower than expected 2012 GDP growth, which included a reduction in ...

Feb 2014 | US$1,900 | Pages: 77 | Add to cart | View details

Country Report

Consumer Lending in Denmark

The performance of the Danish economy has a strong impact on the performance of consumer lending in Denmark. Naturally, the Danish economy is in turn influenced by the European economy. While the European economy is failing to show strong and ...

Feb 2014 | US$1,900 | Pages: 14 | Add to cart | View details

Country Report

Financial Cards and Payments in India

Usage of all cards, including debit, credit and pre-paid cards witnessed growth, in terms of all three measures, namely cards in circulation, value expenditure and transactions. This growth was primarily driven by urban consumers, among whom the use ...

Feb 2014 | US$1,900 | Add to cart | View details

Country Report

Financial Cards and Payments in Argentina

A long-lasting high inflation rate, a retraction of consumption in the first months of 2013, a loss of competitiveness and increasing costs that negatively affected industrial production and regional economies led to a reduction in confidence in the ...

Feb 2014 | US$1,900 | Pages: 71 | Add to cart | View details

Country Report

Consumer Lending in Argentina

In 2013 there was a slower growth pace, as inflationary winds and interest rates started to rise to match the devaluation rate. Mid-term elections and an uncertain economic outlook made consumers less likely to take risks or buy big-ticket goods.

Feb 2014 | US$1,900 | Pages: 13 | Add to cart | View details

Country Report

Financial Cards and Payments in France

Growth in financial cards and payments continued in 2013, although the number of cards in circulation and the number of transactions increased at a faster rate than value growth. Consumers are increasingly using financial cards instead of cash based ...

Feb 2014 | US$1,900 | Pages: 66 | Add to cart | View details

Country Report

Financial Cards and Payments in Austria

Austrian card payment transactions continued to grow healthily in 2013 in value terms in view of the healthy economy, although the pace was slower than the previous three years, when the economy rebounded from the recession. While cash transactions ...

Feb 2014 | US$1,900 | Pages: 69 | Add to cart | View details

Country Report

Financial Cards and Payments in Japan

Consumer payments in Japan continued to move towards cashless payments in 2013. Credit cards and e-money pre-paid cards remained the main drivers of growth, as consumers enjoyed the fact that such cards offer greater discounts and reward points when ...

Feb 2014 | US$1,900 | Pages: 61 | Add to cart | View details

Country Report

Financial Cards and Payments in the Netherlands

The economic situation in the Netherlands remained anaemic in 2013 and consumer payments transaction value shrank. Nonetheless, it was still a good year for card payments, as the number of transactions of financial cards continued to increase in the ...

Feb 2014 | US$1,900 | Pages: 69 | Add to cart | View details

Country Report

Financial Cards and Payments in Greece

The on-going economic recession influenced the consumer finance landscape in Greece throughout 2013. Booming unemployment rates (the highest in Europe), severe austerity measures, wage and pension cuts and various forms of income and property ...

Feb 2014 | US$1,900 | Pages: 63 | Add to cart | View details

Country Report

Consumer Lending in Austria

Jan 2014 | US$1,900 | Pages: 11 | Add to cart | View details

Country Report

Consumer Lending in Chile

Consumer lending posted year-on-year double-digit current value growth between 2010 and 2013. Auto lending and home lending supported fast growth, with ongoing urbanisation boosting consumer interest in automotive and home improvement purchases.

Jan 2014 | US$1,900 | Pages: 11 | Add to cart | View details

Country Report

Financial Cards and Payments in Chile

The slowdown in the economy had a detrimental effect on financial cards and payments in Chile. The impaired confidence of consumers and business in the economic environment of the country was reflected in slower growth of transaction value of credit ...

Jan 2014 | US$1,900 | Pages: 57 | Add to cart | View details

Country Report

Consumer Lending in Greece

Consumer lending in Greece was virtually non-existent in 2013, as gross lending towards consumers (and also businesses) hit an all-time low. Greek banks face major liquidity problems – which demonstrated some signs of slow recovery following the ...

Jan 2014 | US$1,900 | Pages: 16 | Add to cart | View details

Country Report

Consumer Lending in the Netherlands

Outstanding balance in consumer lending in the Netherlands dropped in 2013 in contrast to the growth posted throughout the review period until that year. This was partly due to increased repayments by consumers, especially in mortgages/housing. ...

Jan 2014 | US$1,900 | Pages: 12 | Add to cart | View details

Country Report

Consumer Lending in France

The continued euro zone crisis and poor performance of the French economy have made consumers very pessimist about their future. The banks are limiting credit facilities reducing consumer’s ability to borrow money, unemployment rates have reached ...

Jan 2014 | US$1,900 | Pages: 14 | Add to cart | View details

Country Report

Financial Cards and Payments in Germany

Fuelled by low unemployment, the consumer sentiment in Germany remained positive in 2013, despite the problems of the Eurozone crisis. Most consumers still have considerable trust in the financial system. As such, the consumer payment industry ...

Jan 2014 | US$1,900 | Pages: 72 | Add to cart | View details

Country Report

Financial Cards and Payments in South Africa

2012/2013 proved to be a turbulent year for South Africa, with economic growth suffering; this was attributed mainly to the labour market unrest in the mining sector coupled with the Eurozone crisis. The country also witnessed minimal expansion in ...

Jan 2014 | US$1,900 | Pages: 66 | Add to cart | View details

Country Report

Consumer Lending in India

Consumer lending grew at a higher rate in 2013 than in 2012 and in 2011. This was despite negative economic sentiment in terms of low growth, high inflation and high interest rates. The high growth was partly due to smart positioning of products by ...

Jan 2014 | US$1,900 | Pages: 15 | Add to cart | View details

Country Report

Financial Cards and Payments in Norway

The Norwegian financial cards and payments market performed positively in 2013 and continued growing. In general, all indicators, such as cards in circulation, transaction volumes and values, developed positively. However, with regards to specific ...

Jan 2014 | US$1,900 | Pages: 70 | Add to cart | View details

Country Report

Financial Cards and Payments in Malaysia

In order to speed up the migration towards a cashless society, Bank Negara Malaysia positioned electronic and cashless payments as its preferred payment method in its Financial Sector Blueprint for 2011 to 2020. Responding to its initiatives, ...

Jan 2014 | US$1,900 | Pages: 73 | Add to cart | View details

Country Report

Consumer Lending in Malaysia

In a bid to rein in household debt, the government imposed more stringent lending guidelines in 2012. Coupled with marginally lower real GDP growth, gross lending and outstanding growth for overall consumer credit resulted in a slowdown in 2013. With...

Jan 2014 | US$1,900 | Pages: 14 | Add to cart | View details

Country Report

Consumer Lending in Norway

Consumer lending in Norway continued to grow well in 2013. The growth trend over the review period continued into 2013 with consumer lending demonstrating a positive performance, with positive growth rates in all consumer lending categories. In line ...

Jan 2014 | US$1,900 | Pages: 13 | Add to cart | View details

Country Report

Consumer Lending in Japan

Japanese consumers continued to take out more loans in 2013. This was largely driven by credit card lending in card lending. Card companies in Japan remained active in giving cardholders discounts and reward points to promote card spending/lending. ...

Jan 2014 | US$1,900 | Pages: 15 | Add to cart | View details

Company Profile

Visa Inc and Visa Europe in Consumer Finance

Visa is the leading international operator by payment value and is one of the most recognised brands around the world. The network processes payments across every region and across nearly every consumer card payment product. The company has recently ...

Jan 2014 | US$525 | Pages: 36 | Add to cart | View details
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Statistical Reference Handbook

Statistical Reference Handbook