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Market Research on the Consumer Finance Industry

Euromonitor has the world's most comprehensive research on the consumer finance industry.

We monitor and analyse the latest industry trends both globally and nationally, including in-depth data and analysis on market share and market size, down to specific category levels.

Other consumer finance categories include;

Other commercial finance and insurance industry categories:

A resource for your entire organization, Euromonitor International market research supports every level of your business, assisting in strategic development, marketing, mergers and acquisitions and brand management.

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Country Report

Financial Cards and Payments in South Africa

South Africa’s economic climate remained subdued over the review period, with consumers continuing to face constraints on their disposable incomes. Economic pressures recorded during the review period included rising inflation, the volatile labour ...

Jan 2016 | US$2,100 | Pages: 62 | Add to cart | View details

Global Briefing

Corporate Strategy: Card Network Competitive Landscape Developments

The card network competitive landscape has undergone a series of aggressive changes over the survey period that will directly impact payments going forward. Key drivers include major acquisitions and partnerships of the leading international card ...

Jan 2016 | US$1,325 | Pages: 51 | Add to cart | View details

Company Profile

Barclays Plc in Consumer Finance

Barclays Plc is a leading bank in the UK, and ranks globally among the largest international investment and retail banking institutions. The UK-based bank has operations in 50 countries, with over US$2 trillion of assets. In 2015, Barclays appointed ...

Jan 2016 | US$570 | Pages: 42 | Add to cart | View details

Country Report

Consumer Lending in the United Arab Emirates

Consumer lending saw healthy growth in 2015, with gains sustained mainly by population growth as new residents flowed into the United Arab Emirates. At the same time, healthy economic development despite regional challenges related to low oil prices ...

Jan 2016 | US$2,100 | Pages: 13 | Add to cart | View details

Country Report

Financial Cards and Payments in Australia

Australia’s payments industry continues to innovate. Although most technology innovation in payments has focused on enhancing the end users’ experience, the development of the New Payments Platform (NPP) will allow other stakeholders to benefit from ...

Jan 2016 | US$2,100 | Pages: 68 | Add to cart | View details

Country Report

Consumer Lending in Turkey

Consumer lending outstanding balance continued to grow in 2015. However, the post-recession boom which has prevailed over the last decade and rapid growth in retail banking are showing signs of slowing down. The growth in the availability of consumer...

Dec 2015 | US$2,100 | Pages: 15 | Add to cart | View details

Country Report

Consumer Lending in Portugal

Economic conditions within Portugal continued to improve in 2015 and there was an improvement in exports and internal consumption. However, lending conditions remained tight for many products at the end of the review period, as lenders continue to ...

Dec 2015 | US$2,100 | Pages: 14 | Add to cart | View details

Company Profile

BNP Paribas in Consumer Finance

BNP Paribas is one of the largest international banks, offering retail, corporate and investment banking services, though it faces challenges as the European economy proves slow to recover. The bank’s primary retail markets are in Western Europe and ...

Dec 2015 | US$570 | Pages: 42 | Add to cart | View details

Country Report

Consumer Lending in Japan

Mortgage/housing gross lending declined in 2015 for the second consecutive year after peaking in 2013 when interest rates were lower than ever and there was a rush to buy new homes before the VAT increase became effective in April 2014. Interest ...

Dec 2015 | US$2,100 | Pages: 14 | Add to cart | View details

Country Report

Financial Cards and Payments in Japan

Efforts by financial cards players to steer consumers away from using cash and towards using prepaid cards and credit cards continued to be successful in 2015, whilst the Japanese government’s determination to improve card payment infrastructure and ...

Dec 2015 | US$2,100 | Pages: 67 | Add to cart | View details

Company Profile

Citigroup Inc in Consumer Finance

Citigroup has emerged from the financial crisis as a newly shaped entity, having shed its underperforming businesses, strengthened its balance sheet and improved its reputation in its domestic US market. With the current, relatively new executive ...

Dec 2015 | US$570 | Pages: 42 | Add to cart | View details

Company Profile

Bank of America Corp in Consumer Finance

Bank of America continues to embark on its long-term strategy to improve operating leverage through building capital and liquidity, while improving the quality of debt. Despite lower interest rates, resulting in moderate declines in consumer ...

Nov 2015 | US$570 | Pages: 41 | Add to cart | View details

Country Report

Financial Cards and Payments in Indonesia

As the Indonesian economy falls short of its growth target for the first quarter of 2015, Central Bank of Indonesia has revised its initial growth target to just 5.1% for the year. With less than expected performance, consumers are more cautious in ...

Nov 2015 | US$2,100 | Pages: 69 | Add to cart | View details

Country Report

Financial Cards and Payments in Singapore

Cashless payments via cards continued to gain popularity in 2015. The increased use of debit and credit cards has been encouraged by consumers’ shift towards online shopping, which has seen strong growth. Contactless credit and debit cards have also ...

Nov 2015 | US$2,100 | Pages: 65 | Add to cart | View details

Country Report

Consumer Lending in India

Indian consumers traditionally do not prefer to take credit. The concept of paying the entire amount in one go is the most common form of payment practice in India, except for housing and cars. However, during 2014-2015, rising disposable incomes and...

Nov 2015 | US$2,100 | Pages: 11 | Add to cart | View details

Country Report

Consumer Lending in Singapore

The Monetary Authority of Singapore (MAS) announced new changes to the credit card and unsecured credit rule. For example, MAS decided to give over-extended borrowers more time to adjust to changes by phasing in the borrowing limit on unsecured ...

Nov 2015 | US$2,100 | Pages: 12 | Add to cart | View details

Global Briefing

Latin America Payscape 2020

The evolving payment landscape in Latin America is unique in a variety of ways and is evolving as more consumers adopt financial services. Weaker economic growth will negatively impact financial service adoption and consumer card payments in the ...

Nov 2015 | US$1,325 | Pages: 38 | Add to cart | View details

Country Report

Financial Cards and Payments in Vietnam

The very first Online Black Friday that took place on 5 December 2014 yielded great success, with an enormous amount of goods being ordered in one day. Since 2015, the government has decided to organise Online Black Friday every year to further boost...

Nov 2015 | US$2,100 | Pages: 57 | Add to cart | View details

Country Report

Consumer Lending in South Africa

South Africa continued to experience slow economic growth in 2015 driven by high unemployment, inflation, poverty and income inequality. Additionally, rising utility costs, particularly electricity and fuel, continued to add further strain to ...

Nov 2015 | US$2,100 | Pages: 14 | Add to cart | View details

Country Report

Financial Cards and Payments in Mexico

Consumer uncertainty about the security and scrutiny of their credit card payments increased sharply in 2015. Several major retailers and banks reported data breaches or fraud. Additionally, new tax and anti-money laundering laws entered into effect ...

Nov 2015 | US$2,100 | Pages: 68 | Add to cart | View details

Country Report

Financial Cards and Payments in Chile

Debit cards in Chile maintained its lead in terms of growth in cards in circulation, number of accounts and transaction value during 2015. Payment through debit card has been becoming increasingly popular amongst consumers, due to the proliferation ...

Nov 2015 | US$2,100 | Pages: 56 | Add to cart | View details

Country Report

Financial Cards and Payments in Venezuela

Seven years after the monetary conversion and with 700% inflation between 2008 and 2014, the highest denomination bank note in the Venezuelan market is still Bs100. Although in 2015 inflation crossed the three-digit mark, consumers are inconvenienced...

Nov 2015 | US$2,100 | Pages: 73 | Add to cart | View details

Country Report

Financial Cards and Payments in China

Financial cards transactions in China registered decelerating growth in 2015, although more Chinese consumers are getting used to making payments using cards instead of cash due to the convenience and promotions offered. In addition to the relatively...

Nov 2015 | US$2,100 | Pages: 57 | Add to cart | View details

Country Report

Financial Cards and Payments in India

Use of plastic money saw strong growth in 2015. This was primarily driven by the urban population and by the increased acceptance of cards by organised retailers. The latter saw strong growth in 2015, both in grocery and non-grocery retailing. In ...

Nov 2015 | US$2,100 | Pages: 57 | Add to cart | View details

Country Report

Financial Cards and Payments in Israel

Due to the continued decrease in consumers’ purchasing power, financial cards continued to show a positive performance in 2015. Consumers often do not have access to cash, and credit, debit, charge and pre-paid cards continue to be the solution for ...

Nov 2015 | US$2,100 | Pages: 55 | Add to cart | View details

Country Report

Financial Cards and Payments in Italy

Italy sees some signs of economic recovery and this has a positive impact on financial cards’ performance, with a general increase in the number of cards in circulation as well as the number of transactions and amount spent. In addition the measures ...

Nov 2015 | US$2,100 | Pages: 69 | Add to cart | View details

Country Report

Financial Cards and Payments in Norway

It was “business as usual” for financial cards and payments in Norway in 2015, with card usage remaining very high and new record usage levels being recorded frequently during the year. The latest monthly report from Norges Bank for July 2015 showed ...

Nov 2015 | US$2,100 | Pages: 69 | Add to cart | View details

Country Report

Financial Cards and Payments in the Philippines

The efficiency and convenience in the usage of financial cards, coupled with issuers’ and operators’ enhanced partnerships with merchants, and private and public institutions to provide better financial services and payment experiences among Filipino...

Nov 2015 | US$2,100 | Pages: 68 | Add to cart | View details

Country Report

Financial Cards and Payments in France

Total cards transactions saw only slow current value growth in 2015, with this in line with a sluggish review period performance. This was partly due to France's economic woes, with many consumers continuing to rein in their spending and avoiding ...

Nov 2015 | US$2,100 | Pages: 71 | Add to cart | View details

Country Report

Consumer Lending in Indonesia

Given the Indonesian economy faced various ongoing challenges, in 2015 consumer lending grew at a more-moderate rate compared with previous years. Major banks and multi-finance companies revised their expected lending growth for the year to lower ...

Nov 2015 | US$2,100 | Pages: 14 | Add to cart | View details

Country Report

Financial Cards and Payments in Egypt

Under a new agreement signed by the government of Egypt and MasterCard in 2015, the national ID cards of all adult Egyptians will soon be linked to the national online payment system. The new principle will be very beneficial for both the government ...

Nov 2015 | US$2,100 | Pages: 54 | Add to cart | View details

Country Report

Financial Cards and Payments in Spain

Despite cash remaining Spaniards’ most popular method of payment, financial cards continue to gain importance in the country. The total number of card transactions and transaction value continue to increase in 2015. On the other hand, the number of ...

Nov 2015 | US$2,100 | Pages: 67 | Add to cart | View details

Country Report

Financial Cards and Payments in the United Kingdom

The spending limit on contactless cards increased to £30 in September 2015, with the number of transactions more than tripling in 2014, with payments reaching £2.3 billion compared with £653 million in 2013, according to the UK Cards Association. The...

Nov 2015 | US$2,100 | Pages: 67 | Add to cart | View details

Country Report

Financial Cards and Payments in Austria

Growth in card payment transactions and electronic transactions remained strong in 2015, as the trend away from ATM transactions and cash payments continued. However, Austria remained dominated by cash, which was also illustrated by the public and ...

Nov 2015 | US$2,100 | Pages: 68 | Add to cart | View details

Country Report

Financial Cards and Payments in Greece

Despite the declines being recorded in the total number of cards in circulation in the aftermath of the 2013 wave of mergers and acquisitions of Greek banks and the subsequent integration of their card schemes, 2015 saw card use increase in both ...

Nov 2015 | US$2,100 | Pages: 68 | Add to cart | View details

Country Report

Financial Cards and Payments in Hong Kong, China

Benefiting from moderate economic growth in 2014, a low unemployment rate and stable inflation, personal spending on financial cards recorded a modest performance. Although overall market conditions continued to develop positively in 2015, ...

Nov 2015 | US$2,100 | Pages: 65 | Add to cart | View details

Country Report

Financial Cards and Payments in Hungary

In 2015, the continued economic recovery and subsequent growth in consumer purchasing power helped fuel an improvement in consumer confidence. The resulting surge in retail trade also positively affected the volume and value of card payment ...

Nov 2015 | US$2,100 | Pages: 63 | Add to cart | View details

Country Report

Financial Cards and Payments in Poland

Financial cards in Poland experienced a healthy performance in 2015. Progress can be illustrated by the healthy growth of the retail value of transactions, the number of transactions and the number of cards in circulation. Growth in financial cards ...

Nov 2015 | US$2,100 | Pages: 80 | Add to cart | View details

Country Report

Financial Cards and Payments in Portugal

Portuguese GDP grew for the second year in 2015 and the unemployment rate declined to 13%. Households’ disposable incomes rose, boosting demand for financial cards. Plastic continued to gain share over paper, with increasing levels of usage, even for...

Nov 2015 | US$2,100 | Pages: 66 | Add to cart | View details

Country Report

Financial Cards and Payments in the US

Financial payments continued to show signs of recovery in 2015. Despite a slightly lower rate of growth in terms of the number of transactions in 2015 compared to the average for the review period, the performances of credit and charge cards ...

Nov 2015 | US$2,100 | Pages: 74 | Add to cart | View details

Country Report

Financial Cards and Payments in Germany

While cash remains king in Germany, the long-term trend of cash substitution continued to build throughout 2015 as German consumers are increasingly using financial cards for payments. Credit cards and charge cards posted the highest growth rates in ...

Nov 2015 | US$2,100 | Pages: 73 | Add to cart | View details

Country Report

Financial Cards and Payments in Denmark

There is much talk in Denmark about the country’s shift towards a cashless society. Towards the end of the review period, all of the different payment cards categories researched by Euromonitor International showed positive development in all three ...

Nov 2015 | US$2,100 | Pages: 60 | Add to cart | View details

Country Report

Consumer Lending in Australia

Following a sequence of eight rate cuts by the Reserve Bank of Australia (RBA) since 2011, in 2015 the RBA proceeded with two additional reductions of the official cash rate leaving it at 2%. Efforts to stimulate the economy and neutralise the effect...

Nov 2015 | US$2,100 | Pages: 12 | Add to cart | View details

Country Report

Consumer Lending in Austria

Even though lending rates reached new all-time lows due to the continuation of the EU’s loose monetary policy, consumer lending developed very moderately in Austria in 2015. Slight growth in both the overall outstanding balance and gross lending was ...

Nov 2015 | US$2,100 | Pages: 12 | Add to cart | View details

Country Report

Financial Cards and Payments in Canada

The long-term trend of cash substitution continues in 2015 as Canadian consumers are increasingly using financial cards for payments. Credit cards are the most commonly used non-cash retail payments. The growth of e-commerce positively affects the ...

Nov 2015 | US$2,100 | Pages: 78 | Add to cart | View details

Country Report

Financial Cards and Payments in Argentina

The extension of the Ahora 12 (Now 12) Plan implemented by the government in Argentina in the second half of 2014 generated a positive consumption environment in 2015. Given the inflationary context in the country, with double-digit increases ...

Nov 2015 | US$2,100 | Pages: 68 | Add to cart | View details

Country Report

Financial Cards and Payments in Brazil

The year 2015 was the second consecutive year in which the Brazilian card payments industry registered the weakest performance of the entire review period in value terms. The year was marked by a drop in consumption, as a result of economic slowdown ...

Nov 2015 | US$2,100 | Pages: 68 | Add to cart | View details

Country Report

Financial Cards and Payments in Saudi Arabia

Despite the fall in oil prices at the end of 2014 and the beginning of 2015, increasing government spending, especially on mega infrastructure projects, boosted consumer confidence in the Saudi economy as a whole, and in the banking sector in ...

Nov 2015 | US$2,100 | Pages: 62 | Add to cart | View details

Country Report

Financial Cards and Payments in Sweden

Sweden is globally one of the most advanced markets in terms of progress towards a cashless society. Financial card transactions grew healthily in volume and value throughout the review period. Debit and credit cards penetration is reaching maturity....

Nov 2015 | US$2,100 | Pages: 70 | Add to cart | View details

Country Report

Financial Cards and Payments in Taiwan

Growth in financial cards slowed in 2015. While credit cards continued to account for the lion’s share of transaction value, pre-paid cards had the highest number of transactions. Being a well-developed and mature category this limited growth within ...

Nov 2015 | US$2,100 | Pages: 63 | Add to cart | View details
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