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Global Briefing

Consumer Finance 2011: Trends, Developments and Prospects

Feb 2011

Price: US$2,000

About this Report

About this Report

After several years of economic downturn inspired slower growth, global card volume growth ramped up in 2010. As cards continue to siphon consumer payment share from paper, emerging markets assume the role of growth engine going forward. Asia Pacific and Latin America are expected to build on their torrid growth pace over the period 2010-2015.

What this report includes

  • Up-to-the minute analysis of the latest trends in the industry
  • New product development, forecasts and other themes
  • Unique graphics and illustrated case studies
  • Most recent brand and company news
  • New insight into the size and shape of the market

Why buy this report

  • Clear, concise powerpoint format makes it easy to digest
  • Leading industry opinion keeps you abreast of latest news and trends
  • Forward-looking outlook on a category, market or issue affecting the industry
  • Latest five year forecasts assess how the market is predicted to develop
  • Understand the competitive environment, the leading players and brands

Delivery format

PDF/PPT
Downloadable from MyPages

Table of Contents

Table of Contents

Introduction

Scope

  • Introduction

Key findings

  • Introduction

Global Overview

Global performance

  • Global Overview

Global card payment evolution favours debit

  • Global Overview

Key global regulatory developments

  • Global Overview

US regulation and merchant implementation

  • Global Overview

Regulation impacts for operators

  • Global Overview

Barriers and positive regulatory developments

  • Global Overview

Regulatory developments in China

  • Global Overview

Increasing financial literacy

  • Global Overview

Innovative measures to increase financial literacy

  • Global Overview

Regional leaders by absolute growth

  • Global Overview

Regional Developments

Developed world slow to rebound…

  • Regional Developments

…Emerging market thrives

  • Regional Developments

Asia Pacific: Increased banked population fuels card growth

  • Regional Developments

The Tiger and Dragon boom

  • Regional Developments

China UnionPay (CUP)

  • Regional Developments

Middle East and Africa: Growth across function

  • Regional Developments

Innovation and investment in South Africa

  • Regional Developments

Eastern Europe returns to strong growth

  • Regional Developments

Progress reducing the unbanked with more room to grow

  • Regional Developments

BNP Paribas leads credit card issuance in the East

  • Regional Developments

Western Europe: Continued cautious spending trends

  • Regional Developments

Slow recovery impacts value of transactions

  • Regional Developments

Outliers in the West: Turkey and France

  • Regional Developments

North America: Consumers remain cautious

  • Regional Developments

Slow return to normality in the US

  • Regional Developments

Pre-paid and m-commerce show growth potential

  • Regional Developments

Latin America maintains strong growth

  • Regional Developments

Brazil behind Latin American growth

  • Regional Developments

Australia: Benefits from growing neighbours

  • Regional Developments

Consumer Purchase Drivers and Opportunities

Asia Pacific projected consumer expenditure growth leader

  • Consumer Purchase Drivers and Opportunities

Emerging markets exhibit favourable consumer debt profile

  • Consumer Purchase Drivers and Opportunities

Emerging Markets Possess Elevated Sense of “Certainty”

  • Consumer Purchase Drivers and Opportunities

Improving health and lower perception of corruption

  • Consumer Purchase Drivers and Opportunities

Rise in big-ticket purchasing may spur growth in cards

  • Consumer Purchase Drivers and Opportunities

Asia Pacific major appliance opportunity

  • Consumer Purchase Drivers and Opportunities

Demand for “typical plastic purchases” expected to grow

  • Consumer Purchase Drivers and Opportunities

Sources of income supply ample opportunity for cards

  • Consumer Purchase Drivers and Opportunities

Discretionary purchases serve as key differentiator

  • Consumer Purchase Drivers and Opportunities

The importance of the wealthy in emerging markets

  • Consumer Purchase Drivers and Opportunities

China’s wealthiest adhere to “saver” culture

  • Consumer Purchase Drivers and Opportunities

Huge volume opportunity locked in China’s elite

  • Consumer Purchase Drivers and Opportunities

Global Prospects

Non-revolving plastic expected to outperform revolving

  • Global Prospects

Debit growth to continue to outpace credit

  • Global Prospects

Asia Pacific largest expected contributor to absolute growth

  • Global Prospects

The unmistakable impact of China

  • Global Prospects

Highest growth markets encompass all emerging regions

  • Global Prospects

Emerging markets appear able to absorb credit growth

  • Global Prospects

Slowest growth card markets found in Western Europe

  • Global Prospects

Pre-Paid to exhibit highest growth in most markets

  • Global Prospects

Debit and credit duel for preferred card across regions

  • Global Prospects

Cash maintains leadership in emerging regions in 2015

  • Global Prospects

Samples

Consumer Finance 2011 TrendsDev Prospects.jpg

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