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Global Briefing

Consumer Finance for the Rest: Opportunities and Strategies for the Unbanked

Mar 2010

Price: US$2,000

About this Report

About this Report

In the current recessionary economic environment, the consumer finance industry must search for new and more stable sources of growth. While the unbanked have at times been dismissed as an unprofitable segment, the industry is now looking at these consumers in a new light as a potential opportunity. The complexities of unbanked consumers and strategies to reach them are examined in this report.


What this report includes

  • Up-to-the minute analysis of the latest trends in the industry
  • New product development, forecasts and other themes
  • Unique graphics and illustrated case studies
  • Most recent brand and company news
  •  New insight into the size and shape of the market

Why buy this report

  • Clear, concise powerpoint format makes it easy to digest
  • Leading industry opinion keeps you abreast of latest news and trends
  • Forward-looking outlook on a category, market or issue affecting the industry
  • Latest five year forecasts assess how the market is predicted to develop
  • Understand the competitive environment, the leading players and brands

Delivery format

PDF/PPT
Downloadable from MyPages

Table of Contents

Table of Contents

Introduction

Scope

Objectives of Global Report

Key Findings

Where are the Unbanked?

Keeping Consumers Away From Banks

Safer Under the Mattress?

Rural Population Structure Important Factor in Asia Pacific

Economic Participation in Mediterranean, Middle East & Africa

Growth in the Banked Population Charges Ahead

Opportunities

Circumnavigating the Corruption Factor

Intercepting Regulatory and Industry Practice Obstacles

Up-selling Unbanked Prepaid Card Users

Winning Over Alternative Payment System Users

Reaching the Unbankable

Strategies

Government-led Strategies

Government-led Strategies (2)

Case Study: Government as a Driver of Downscaling in China

Case Study: Using Public Institutions to Reach the Unbanked

Taking Postal Banking from the Amazon to the Amur

Industry-driven Strategies

Industry-driven Strategies (2)

Case Study: Expansion Through Mobile Banks in Morocco

Drawing Consumers Through Alternative Infrastructure

Case Study: Retailers vs Utility Providers as Bank Conduits

Reaching the Unbanked Through Intermediaries

Environmental Factors

Case Study: Rising Institutional Stability in Turkey

Case Study: Urban Banking in Indonesia

Application

Government Has Role To Play…

…But Misguided Policy Poses Threats to Industry

Can the Unbanked be Profitable Customers?

The Newly Banked and Card Usage

Timing is Everything

Conclusions

Opportunity for the Taking

The Outlook for Today’s ‘Least Banked’ Markets

The Unbanked: The Way Forward

Definitions

Definitions

Definitions (2)

Samples

Consumer Finance for the Rest.jpg

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