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Global Briefing

Consumer Lending 2012: Trends, Developments and Prospects

Jan 2012

Price: US$2,000

About this Report

About this Report

Several years of economic downturn and slower growth have led to a decline in 2008 and in 2009 in consumer credit for the most established markets of North America and Western Europe. The emerging markets have managed to continue to grow thanks to historically low interest rates and an openness of the youth population to credit.

What this report includes

  • Up-to-the minute analysis of the latest trends in the industry
  • New product development, forecasts and other themes
  • Unique graphics and illustrated case studies
  • Most recent brand and company news
  • New insight into the size and shape of the market

Why buy this report

  • Clear, concise powerpoint format makes it easy to digest
  • Leading industry opinion keeps you abreast of latest news and trends
  • Forward-looking outlook on a category, market or issue affecting the industry
  • Latest five year forecasts assess how the market is predicted to develop
  • Understand the competitive environment, the leading players and brands

Delivery format

PDF/PPT
Downloadable from MyPages

Table of Contents

Table of Contents

Introduction

Scope

  • Introduction

Key findings

  • Introduction

Global Overview

Emerging regions post the greatest growth in consumer lending

  • Global Overview

North America, Western Europe borrowing less than few years ago

  • Global Overview

Evolving consumer lending landscape on global front

  • Global Overview

Popularity of loan types by region

  • Global Overview

Levels of indebtedness on a per capita basis worldwide

  • Global Overview

Current rate of indebtedness to disposable income

  • Global Overview

Regional Developments

Emerging markets experience greatest growth in car usage

  • Regional Developments

Young Vietnamese now opting to take out loans to fund purchase

  • Regional Developments

Card lending growth dominated by emerging market players

  • Regional Developments

Latin America leads the growth in durables lending

  • Regional Developments

Student loan debt expected to outpace credit card debt in the US

  • Regional Developments

Low interest rates contribute to growth in mortgage balances

  • Regional Developments

Home Credit Finance AS benefitting from consumer credit growth

  • Regional Developments

IPF focuses issuing credit in underserved markets

  • Regional Developments

Peer-to-peer lenders are keeping banks on their toes

  • Regional Developments

Drivers and Constraints

Survey of key regulatory developments affecting lending landscape

  • Drivers and Constraints

A look at the ceilings proposed on interest rates

  • Drivers and Constraints

How emerging markets are measuring credit history of new clients

  • Drivers and Constraints

Asia Pacific, Latin America post greatest rise in spend

  • Drivers and Constraints

Consumer trends affecting borrowing patterns

  • Drivers and Constraints

Rise in big-ticket items could spur desire for consumer credit

  • Drivers and Constraints

India is expected to have the greatest growth of luxury goods

  • Drivers and Constraints

Global Prospects

The smallest lending markets expected to post greatest growth

  • Global Prospects

Growth in new loans expected in Middle East, Africa, Latin America

  • Global Prospects

Breakdown of loan types not expected to shift dramatically by 2016

  • Global Prospects

Emerging markets still expected to be well insulated from debt

  • Global Prospects

Definitions

Data parameters and report definitions

  • Definitions

Samples

Consumer-Lending-2012.jpg

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