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Global Briefing

Innovations in Consumer Finance

Jan 2012

Price: US$2,000

About this Report

About this Report

Truly successful new innovations hit at the core of the financial cards business: increasing card payments by convincing consumers there is tangible benefit to using cards over cash. Banks attempt to do so by making services more user friendly or making cards more readily available in public places like post offices. For the first time, loyalty rewards might include non-discretionary benefits, such as free healthcare screenings or discounted hospital visits.

What this report includes

  • Up-to-the minute analysis of the latest trends in the industry
  • New product development, forecasts and other themes
  • Unique graphics and illustrated case studies
  • Most recent brand and company news
  • New insight into the size and shape of the market

Why buy this report

  • Clear, concise powerpoint format makes it easy to digest
  • Leading industry opinion keeps you abreast of latest news and trends
  • Forward-looking outlook on a category, market or issue affecting the industry
  • Latest five year forecasts assess how the market is predicted to develop
  • Understand the competitive environment, the leading players and brands

Delivery format

PDF/PPT
Downloadable from MyPages

Table of Contents

Table of Contents

Introduction

Scope

  • Introduction

Key findings

  • Introduction

Efforts to Grow Card Payments

Efforts to spur growth vary in developed versus emerging markets

  • Efforts to Grow Card Payments

Banks making services accessible and user friendly

  • Efforts to Grow Card Payments

Banks try to reach more consumers through greater distribution

  • Efforts to Grow Card Payments

Expanding transit card programmes to micropayments

  • Efforts to Grow Card Payments

Reaching the Underserved Segment

Introducing the underserved to plastic as a source of innovation

  • Reaching the Underserved Segment

Gender-specific products used to reach underserved

  • Reaching the Underserved Segment

Educating the youth about plastic financial products

  • Reaching the Underserved Segment

Products that target low-income, unbanked consumers

  • Reaching the Underserved Segment

Personalisation of Loyalty Programmes

Reward programmes reinvent during the economic downturn

  • Personalisation of Loyalty Programmes

New programmes allow cardholders to choose reward

  • Personalisation of Loyalty Programmes

Rewards programmes go paperless

  • Personalisation of Loyalty Programmes

New reward programmes focus on needs, not wants

  • Personalisation of Loyalty Programmes

New Measures to Fight Fraud

Card fraud increasingly affecting consumers

  • New Measures to Fight Fraud

Blocking card usage by country in attempt to reduce fraud

  • New Measures to Fight Fraud

The next generation of cards provide an extra layer of security

  • New Measures to Fight Fraud

Companies rely on newest technologies to fight fraud

  • New Measures to Fight Fraud

Assessing New Lending Concepts

Developed markets focus on responsible mortgage lending

  • Assessing New Lending Concepts

Increasing financial literacy in light of economic woes

  • Assessing New Lending Concepts

Consumer credit initiatives to target the underserved

  • Assessing New Lending Concepts

Definitions

Data parameters and report definitions

  • Definitions

Samples

Innovations-in-Consumer-Finance.jpg

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