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Country Report

Consumer Lending in

Consumer Lending in Hong Kong, China

11 pages, Oct 2017

US$2,100

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Executive Summary

New Report Guarantee

If you purchase a report that is updated in the next 60 days, we will send you the new edition and data extract FREE!

Consumer credit slows down to modest growth in 2017

Consumer credit outstanding balance and gross lending both grew more slowly in current value terms in 2017 than in 2016. Mortgage lending continued to contribute the bulk of growth, as demand for home ownership remained strong as consumers deleveraged.

Mortgage lending set to record slower growth

Mortgage/housing gross lending accounted for a third of total consumer gross lending in 2017, while mortgage/housing outstanding balance accounted for a half of total consumer lending outstanding balance. Both rose over the review period.

Government takes measures against malpractices within moneylending

The number of licensed moneylenders grew in 2017, and there was intensifying competition for market share. Inevitably, some moneylenders resorted to unscrupulous practices, such as double-fee charging and undisclosed intermediaries.

Non-card lending outperforms card lending in 2017

Non-card lending outperformed card lending in 2017. Consumers in the highest and lowest risk groups and in the fastest growing group for personal loans have been increasing their use of personal loans, obtaining larger loans at lower interest rates.

Consumer credit set to be determined by key macro factors

The outstanding balance for consumer credit is expected to decline at constant 2017 prices over the forecast period, while gross lending is set to register only low growth. The biggest factor concerning consumer finance in Hong Kong is the interest rate trajectory from the Federal Reserve, as Hong Kong’s monetary policy is tied to that of the Federal Reserve.

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Overview

Why buy this report?

Gain competitive intelligence about market leaders. Track key industry trends, opportunities and threats. Inform your marketing, brand, strategy and market development, sales and supply functions.

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Overview

Discover the latest market trends and uncover sources of future market growth for the Consumer Lending industry in Hong Kong, China with research from Euromonitor's team of in-country analysts.

Find hidden opportunities in the most current research data available, understand competitive threats with our detailed market analysis, and plan your corporate strategy with our expert qualitative analysis and growth projections.

If you're in the Consumer Lending industry in Hong Kong, China, our research will save you time and money while empowering you to make informed, profitable decisions.

The Consumer Lending in Hong Kong, China market research report includes:

Analysis of key supply-side and demand trends
Historic volumes and values
Five year forecasts of market trends and market growth
Robust and transparent market research methodology, conducted in-country

Our market research reports answer questions such as:

What is the market size of Consumer Lending in Hong Kong, China?
What are the major trends set to impact the market in Hong Kong, China?
What capacity for consumer debt still exists in the market?
What’s the state of credit quality in the market?
Has the economic downturn reset the lender competitive landscape?

Why buy this report?

Gain competitive intelligence about market leaders
Track key industry trends, opportunities and threats
Inform your marketing, brand, strategy and market development, sales and supply functions

Euromonitor’s industry reports, including Consumer Lending in Hong Kong, China, originate from our database within our Consumer Finance market share and market size database, Passport, a platform which analyses Consumer Finance in 46 countries and globally.

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Consumer Lending in Hong Kong, China - Industry Overview

EXECUTIVE SUMMARY

Consumer credit slows down to modest growth in 2017

Mortgage lending set to record slower growth

Government takes measures against malpractices within moneylending

Non-card lending outperforms card lending in 2017

Consumer credit set to be determined by key macro factors

MARKET DATA

Table 1 Consumer Lending: Outstanding Balance by Category: Value 2012-2017
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2012-2017
Table 3 Consumer Lending: Gross Lending by Category: Value 2012-2017
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2012-2017
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2012-2017
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2012-2017
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2012-2017
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2012-2017
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022

SOURCES

Summary 1 Research Sources

Consumer Credit in Hong Kong, China - Category analysis

HEADLINES

PROSPECTS

Government policies are set to slow down education lending and auto lending

Auto lending negatively affected by the end of electric vehicle subsidies

Consumers to show caution

COMPETITIVE LANDSCAPE

Curbing of illegal moneylending

Return of borrowers boosts traditional banks in 2017

Difficulties ahead

CATEGORY DATA

Table 13 Consumer Credit: Outstanding Balance by Category: Value 2012-2017
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2012-2017
Table 15 Consumer Credit: Gross Lending by Category: Value 2012-2017
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2012-2017
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022

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Country Report

Consumer Lending in Hong Kong, China

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Executive Summary

New Report Guarantee

Consumer credit slows down to modest growth in 2017

Mortgage lending set to record slower growth

Government takes measures against malpractices within moneylending

Non-card lending outperforms card lending in 2017

Consumer credit set to be determined by key macro factors

Overview

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Samples (FAQs about samples):

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Table of Contents

Consumer Lending in Hong Kong, China - Industry Overview

EXECUTIVE SUMMARY

Consumer credit slows down to modest growth in 2017

Mortgage lending set to record slower growth

Government takes measures against malpractices within moneylending

Non-card lending outperforms card lending in 2017

Consumer credit set to be determined by key macro factors

MARKET DATA

SOURCES

Consumer Credit in Hong Kong, China - Category analysis

HEADLINES

PROSPECTS

Government policies are set to slow down education lending and auto lending

Auto lending negatively affected by the end of electric vehicle subsidies

Consumers to show caution

COMPETITIVE LANDSCAPE

Curbing of illegal moneylending

Return of borrowers boosts traditional banks in 2017

Difficulties ahead

CATEGORY DATA

Why buy this report?

Want to find out more about this report?

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