Both gross lending and the outstanding balance of consumer credit fell in constant value terms (2022 prices) during 2022. As a result, gross lending dipped below its pre-pandemic (2019) level.
Auto lending and durables were the weakest performers in consumer credit in terms of gross lending during 2022. In both categories, this was partly a hangover from the previous year, when demand for these products boomed as pandemic restrictions were relaxed.
Gross consumer credit lending will rebound in constant value terms during 2022 and see robust growth over the forecast period as a whole. However, the outstanding balance of consumer lending will decline slightly in constant value terms over the forecast period as a whole.
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Understand the latest market trends and future growth opportunities for the Consumer Lending industry in Spain with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
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Aggregate of Consumer Credit and Mortgages/Housing. Gross Lending: The total value of loans advanced by institutions in a given year; data refers to single year only. Outstanding Balance: The collective amount owed by borrowers at the end of a given year; data refers to the cumulative impact of debt.See All of Our Definitions
This report originates from Passport, our Consumer Lending research and analysis database.
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