The economy rebounded strongly from the recent economic downturn. Disposable income has increased significantly, fuelling a 24.5% rise (in real terms) in consumer expenditure between 2011 and 2016. Consumers are also more comfortable turning to consumer credit to fund purchases, particularly big-ticket purchases. The country’s advanced online environment has driven growth in internet retailing, especially among younger consumers. Demand for mortgages remains strong in a healthy housing market.
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