Credit Card Transactions

Market research on credit card transactions. Standardised and cross-comparable statistics including total market sizes, market share and brand share data, distribution and industry trends.

Country Report

Country Report

Credit Cards in Chile

Jan 2021

September 2020 was the month that Chile’s long-awaited Financial Portability finally came into effect. The Financial Portability Law allows private citizens, microenterprises and small and medium-sized businesses to move their financial products and ...

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Credit Cards in Romania

Dec 2020

With cash usage in decline throughout Romania, credit cards continue to gain a growing share of consumer payments. In addition, the massive rise in e-commerce following the COVID-19 outbreak has also helped to support this trend. Although consumer ...

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Credit Cards in Peru

Dec 2020

2020 saw credit cards in Peru register a negative performance in transactions value and volume terms, while the number of credit cards in circulation also declined over the course of the year. The obvious reason for this poor performance for the ...

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Credit Cards in Taiwan

Dec 2020

Credit cards dominate card transactions in value terms, with these products widely used for larger purchases. However, with the challenges presented by COVID-19 there were concerns that consumers may be unable to meet their minimum payment ...

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Credit Cards in Austria

Dec 2020

With cash usage in decline throughout Austria, credit cards continue to gain a growing share of consumer payments. In addition, the massive rise in e-commerce following the COVID-19 outbreak has also helped to support this trend. Although consumer ...

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Credit Cards in Nigeria

Dec 2020

Credit cards is the smallest category within financial cards in Nigeria, both in terms of number of cards in circulation and transaction value. This is because credit card usage in Nigeria is traditionally quite low due to attracting a niche of mid- ...

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Credit Cards in Ukraine

Dec 2020

The number of credit cards and circulation increased substantially during 2020 as the category became increasingly attractive to significant numbers of Ukrainian consumers. The main reason for the strong growth in interest in credit cards was the ...

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Credit Cards in Morocco

Dec 2020

At the end of the review period, credit card usage in Morocco remained very limited, with very few local people having such a financial card in their wallets. This is mainly because most credit card issuing banks impose strict lending criteria on ...

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Credit Cards in Saudi Arabia

Dec 2020

Credit cards saw positive growth in Saudi Arabia in 2020. The number of accounts, cards and transactions all increased and personal credit card utilisation rose strongly for the first time in a number of years. Credit card payments became more ...

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Credit Cards in Israel

Dec 2020

Credit cards recorded negative growth in transactions volume and value terms over the course of 2020. This is a reflection of the strong pressure that the category has come under due to the COVID-19 pandemic. Specifically, the interruption to ...

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Credit Cards in South Africa

Nov 2020

Prior to the emergence of the pandemic, South Africa was already experiencing a rise in the cost of living, which was not being matched by salary increases, resulting in mid-income consumers struggling to afford the lifestyles to which they had ...

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Credit Cards in Greece

Nov 2020

Prior to the onset of the COVID-19 situation, it was hoped that 2020 would be a year of strong development for credit cards in Greece. The category experienced substantial declines in the number of cards in circulation during 2018 as issuers reviewed...

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Credit Cards in Denmark

Nov 2020

With cash usage in decline throughout Denmark, credit cards continue to gain a growing share of consumer payments. In addition, the massive rise in e-commerce following the COVID-19 outbreak has also helped to support this trend. Although consumer ...

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Credit Cards in Hungary

Nov 2020

Most of Hungary’s leading retail banks temporarily withdrew from issuing new personal credit cards during 2020 due to the APR cap that was placed on non-secured lending by the government on 19 March 2020. This left Budapest Bank, K&H Bank and Erste ...

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Credit Cards in Norway

Nov 2020

Credit cards had a good year in 2020 despite the heavily disruptive influence of the COVID-19 pandemic on the wider Norwegian economy and the personal finances of very many consumers. One of the key factors spurring growth in credit cards is that ...

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Credit Cards in Argentina

Nov 2020

With cash usage in decline throughout Argentina, credit cards continue to gain a growing share of consumer payments. In addition, the massive rise in e-commerce following the COVID-19 outbreak has also helped to support this trend. Although consumer ...

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Credit Cards in Colombia

Nov 2020

With the finances of many households and small businesses under significant pressure due to the COVID-19 pandemic during 2020, the role of credit cards as a source of financial relief for hard-pressed households and entrepreneurs came to the fore. ...

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Credit Cards in Portugal

Nov 2020

Prior to the emergence of the pandemic, credit cards was a positively performing category, which was supported by a healthy economic environment in Portugal, and the number of financial institutions that were opening up their credit lines following ...

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Credit Cards in the Czech Republic

Nov 2020

Prior to the onset of the COVID-19 pandemic, there was already considerable pressure coming on credit cards in the Czech Republic. Specifically, the country’s leading credit card issuers were re-evaluating their policies of issuing huge numbers of ...

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Credit Cards in Vietnam

Nov 2020

The economic uncertainty that flowed from the COVID-19 pandemic boosted demand for credit cards during 2020. Although many Vietnamese people were hesitant about taking on new credit due to the uncertain and somewhat adverse economic situation in the ...

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