Netherlands

Consumer mobility is evolving as urbanisation, sustainability and growing technological savviness are driving demand for travel supported by dynamic payment solutions. Euromonitor International introduces the Digital Payments in Mobility Index to…

Store cards have been non-existent in the Netherlands since 2015. Since then, no new players have launched store cards and there have been no new attempts to introduce store cards by any of the former players. There is little sign that any meaningful…

Closed loop pre-paid growth is being driven by the public transport card OV-chipkaart in 2022, which is the main payment method for this service. In 2022, office workers are returning to work at their offices and domestic travel using public…

Financial card transactions and value spend continues to recover from the negative impact of the COVID-19 pandemic in 2022. Expenditure on services is contributing to this growth with travel, eating out and demand for cultural events rising sharply…

Debit cards are the leading payment method in the Netherlands, which are used for the vast majority of offline payments. Indeed, paying by card tends to be synonymous with paying by debit card. During the COVID-19 pandemic, consumers were encouraged…

The Netherlands has seen its society reopen in 2022 encouraging consumers to switch spending from goods to services, both online and offline. Consumers are paying for services online via apps, including transportation, food delivery, parking, and…

International travel was severely restricted during the COVID-19 pandemic leading to a substantial decline in charge cards use in 2020 and 2021. Indeed, charge cards are mostly used abroad and for e-commerce, so travel restrictions led to a severe…

Gross lending continues to grow in 2022 driven by non-card lending and mortgages although the rate of growth was lower than the previous year. Consumers are able to get more loan applications approved due to greater income stability and improved…

Auto lending is showing stronger growth in 2022 following two years of decline during the COVID-19 pandemic. Nevertheless, whilst new car sales are recovering in 2022, overall car sales are still below 2019 levels, depressing the need for auto…