Over the forecast period, consumer credit in Germany is expected to face a significantly worse economic context, which is likely to have a negative impact in multiple ways. The ongoing energy crisis following the Russian invasion of Ukraine is expected to persist, further fuelling inflation and thus the cost-of-living crisis.
Over the forecast period, home lending and durables lending will face a number of pressures in terms of gross lending. Following an initial decline at the start of the pandemic, both categories recorded rebounds.
Although still accounting for a small overall share within consumer finance, buy now pay later is set to show a strong growth trajectory. The concept is changing the nature of lending, and has disruptive potential in Germany.
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Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Germany with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
If you're in the Consumer Credit industry in Germany, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.
Consumer Credit
Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.
See All of Our DefinitionsThis report originates from Passport, our Consumer Credit research and analysis database.
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