Consumer Credit in Saudi Arabia

October 2022
USD 1,195
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Overview:

Understand the latest market trends and future growth opportunities for the Consumer Credit industry in Saudi Arabia with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.

Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.

If you're in the Consumer Credit industry in Saudi Arabia, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.

The Consumer Credit in Saudi Arabia report includes:

  • Analysis of key supply-side and demand trends
  • Detailed segmentation of international and local products
  • Historic volume and value sizes, company and brand market shares
  • Five year forecasts of market trends and market growth
  • Robust and transparent research methodology, conducted in-country

This report answers:

  • What is the market size of Consumer Credit in Saudi Arabia?
  • What are the major trends key to understanding Consumer Credit in Saudi Arabia?
  • How has COVID-19, recession and macroeconomic volatility impacted the market?
  • How long will the market take to recover? What are the opportunities now?
  • How will political context and shifting cultural values shape future growth?
  • Where is future growth expected to be most dynamic?

Consumer Credit in Saudi Arabia - Category analysis

KEY DATA FINDINGS

Other personal loans form the core of gross lending, thanks to Saudi consumers’ love for travel
Shariah-compliant services boost consumer confidence, as banks support fintechs and BNPL platforms
Education lending driven by desire for quality education back home as well as from abroad
Card lending to gain support from the overall developing digitisation
Auto lending to recover and grow over the forecast period
Dynamic growth for home and durables lending expected
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027

Consumer Lending in Saudi Arabia - Industry Overview

Consumer lending in 2022: The big picture
Growth in overall retail lending
New rules set to push consumer lending into digital age
Increased loans for real estate purchasing opportunities
SNB labelled as the pioneer in financing housing sector
Growth of fintechs and BNPL platforms provide new consumer lending solutions
What next for consumer lending?
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027

DISCLAIMER

Summary 1 Research Sources
The following categories and subcategories are included:

Consumer Credit

  • Auto Lending
  • Card Lending
  • Durables Lending
  • Education Lending
  • Home Lending
  • Other Personal Lending

Consumer Credit

Non-mortgage consumer debt extended to individuals for personal or household use including installment loans and credit cards. Examples of consumer credit include auto lending, card lending, durables lending, education lending, home lending and other personal loans. Consumer credit includes both revolving and non-revolving credit.

See All of Our Definitions
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Why buy this report?

  • Gain competitive intelligence about market leaders
  • Track key industry trends, opportunities and threats
  • Inform your marketing, brand, strategy and market development, sales and supply functions

This report originates from Passport, our Consumer Credit research and analysis database.

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