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Charge cards continued to witness decline in Saudi Arabia in 2020, in both the number of cards in circulation and the value of transactions, as other financial cards (debit and credit cards) are more appealing and become more popular. Most financial cards, especially credit and debit cards, have started offering almost the same features that charge cards have historically done, including security and travel insurance, but without the high transaction fees and additional charges which are making charge cards less popular among consumers.
Charge cards in Saudi Arabia are mostly used by travellers, mainly wealthy Saudi nationals who frequently travel abroad. The limited customer base for charge cards was essentially prevented from making transactions during 2020 due to the global travel industry being significantly hit by the outbreak of the COVID-19 pandemic.
At the start of 2020, American Express remained the sole operator of charge cards in Saudi Arabia, accounting for 100% of cards in circulation and processing 100% of transactions. American Express is also the main issuer of personal and commercial charge cards in the country, with “others” holding a minor share of personal charge cards.
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Discover the latest market trends and uncover sources of future market growth for the Charge Card Transactions industry in Saudi Arabia with research from Euromonitor's team of in-country analysts.
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Euromonitor’s industry reports, including Charge Card Transactions in Saudi Arabia, originate from our database within our Consumer Finance market share and market size database
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