Charge Cards in Germany

Name: Charge Cards in Germany
Brand: Euromonitor International
Price: 1195 USD

November 2021

USD 1,195

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Overview:

Understand the latest market trends and future growth opportunities for the Charge Card Transactions industry in Germany with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.

Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.

If you're in the Charge Card Transactions industry in Germany, our research will help you to make informed, intelligent decisions; to recognise and profit from opportunity, or to offer resilience amidst market uncertainty.

The Charge Card Transactions in Germany report includes:

Analysis of key supply-side and demand trends
Detailed segmentation of international and local products
Historic volume and value sizes, company and brand market shares
Five year forecasts of market trends and market growth
Robust and transparent research methodology, conducted in-country

This report answers:

What is the market size of Charge Card Transactions in Germany?
What are the major trends key to understanding Charge Card Transactions in Germany?
How has COVID-19, recession and macroeconomic volatility impacted the market?
How long will the market take to recover? What are the opportunities now?
How will political context and shifting cultural values shape future growth?
Where is future growth expected to be most dynamic?

Download Table of Contents

Charge Cards in Germany - Category analysis

Charge Cards in Germany - Company Profile

KEY DATA FINDINGS

2021 DEVELOPMENTS

Pandemic continues to fuel more frequent use of charge cards in Germany

Mastercard to improve competitive position with exclusive Deutsche Bank partnership

E-commerce consumers feel the impact of PSD2 coming into full effect in 2021

PROSPECTS AND OPPORTUNITIES

Charge cards in a strong position to benefit from overall shift towards card payments

Charge cards to remain distant second to debit cards

Emergence of non-girocard debit cards provides potential growth risk

CATEGORY DATA

Table 1 Charge Cards: Number of Cards in Circulation 2016-2021

Table 2 Charge Cards Transactions 2016-2021

Table 3 Charge Cards in Circulation: % Growth 2016-2021

Table 4 Charge Cards Transactions: % Growth 2016-2021

Table 5 Commercial Charge Cards: Number of Cards in Circulation 2016-2021

Table 6 Commercial Charge Cards Transactions 2016-2021

Table 7 Commercial Charge Cards in Circulation: % Growth 2016-2021

Table 8 Commercial Charge Cards Transactions: % Growth 2016-2021

Table 9 Personal Charge Cards: Number of Cards in Circulation 2016-2021

Table 10 Personal Charge Cards Transactions 2016-2021

Table 11 Personal Charge Cards in Circulation: % Growth 2016-2021

Table 12 Personal Charge Cards Transactions: % Growth 2016-2021

Table 13 Charge Cards: Number of Cards by Issuer 2016-2020

Table 14 Charge Cards: Number of Cards by Operator 2016-2020

Table 15 Charge Cards Payment Transaction Value by Issuer 2016-2020

Table 16 Charge Cards Payment Transaction Value by Operator 2016-2020

Table 17 Commercial Charge Cards: Number of Cards by Issuer 2016-2020

Table 18 Commercial Charge Cards: Number of Cards by Operator 2016-2020

Table 19 Commercial Charge Cards Payment Transaction Value by Issuer 2016-2020

Table 20 Commercial Charge Cards Payment Transaction Value by Operator 2016-2020

Table 21 Personal Charge Cards: Number of Cards by Issuer 2016-2020

Table 22 Personal Charge Cards: Number of Cards by Operator 2016-2020

Table 23 Personal Charge Cards Transaction Value by Issuer 2016-2020

Table 24 Personal Charge Cards Transaction Value by Operator 2016-2020

Table 25 Forecast Charge Cards: Number of Cards in Circulation 2021-2026

Table 26 Forecast Charge Cards Transactions 2021-2026

Table 27 Forecast Charge Cards in Circulation: % Growth 2021-2026

Table 28 Forecast Charge Cards Transactions: % Growth 2021-2026

Table 29 Forecast Commercial Charge Cards: Number of Cards in Circulation 2021-2026

Table 30 Forecast Commercial Charge Cards Transactions 2021-2026

Table 31 Forecast Commercial Charge Cards in Circulation: % Growth 2021-2026

Table 32 Forecast Commercial Charge Cards Transactions: % Growth 2021-2026

Table 33 Forecast Personal Charge Cards: Number of Cards in Circulation 2021-2026

Table 34 Forecast Personal Charge Cards Transactions 2021-2026

Table 35 Forecast Personal Charge Cards in Circulation: % Growth 2021-2026

Table 36 Forecast Personal Charge Cards Transactions: % Growth 2021-2026

Credit Cards in Germany - Category analysis

Credit Cards in Germany - Company Profile

KEY DATA FINDINGS

2021 DEVELOPMENTS

Credit cards benefit from long-term shift in payment behaviour

Reluctance largely persists among consumers and issuers due to debt aversion

Benefits of co-branding fuel consumer interest in credit cards

PROSPECTS AND OPPORTUNITIES

Credit cards poised to lose share to other payment cards despite rising adoption

Scepticism towards “pay later” approach will remain a huge obstacle for credit cards

Additional services attached to credit cards to remain as unique selling point

CATEGORY DATA

Table 37 Credit Cards: Number of Cards in Circulation 2016-2021

Table 38 Credit Cards Transactions 2016-2021

Table 39 Credit Cards in Circulation: % Growth 2016-2021

Table 40 Credit Cards Transactions: % Growth 2016-2021

Table 41 Personal Credit Cards: Number of Cards in Circulation 2016-2021

Table 42 Personal Credit Cards Transactions 2016-2021

Table 43 Personal Credit Cards in Circulation: % Growth 2016-2021

Table 44 Personal Credit Cards Transactions: % Growth 2016-2021

Table 45 Credit Cards: Number of Cards by Issuer 2016-2020

Table 46 Credit Cards: Number of Cards by Operator 2016-2020

Table 47 Credit Cards Payment Transaction Value by Issuer 2016-2020

Table 48 Credit Cards Payment Transaction Value by Operator 2016-2020

Table 49 Commercial Credit Cards: Number of Cards by Issuer 2016-2020

Table 50 Personal Credit Cards: Number of Cards by Issuer 2016-2020

Table 51 Personal Credit Cards: Number of Cards by Operator 2016-2020

Table 52 Personal Credit Cards Payment Transaction Value by Issuer 2016-2020

Table 53 Personal Credit Cards Payment Transaction Value by Operator 2016-2020

Table 54 Forecast Credit Cards: Number of Cards in Circulation 2021-2026

Table 55 Forecast Credit Cards Transactions 2021-2026

Table 56 Forecast Credit Cards in Circulation: % Growth 2021-2026

Table 57 Forecast Credit Cards Transactions: % Growth 2021-2026

Table 58 Forecast Personal Credit Cards: Number of Cards in Circulation 2021-2026

Table 59 Forecast Personal Credit Cards Transactions 2021-2026

Table 60 Forecast Personal Credit Cards in Circulation: % Growth 2021-2026

Table 61 Forecast Personal Credit Cards Transactions: % Growth 2021-2026

Debit Cards in Germany - Category analysis

Debit Cards in Germany - Company Profile

KEY DATA FINDINGS

2021 DEVELOPMENTS

Debit cards benefits from changing payment behaviour with further move away from cash

Surge in contactless payments propels debit card use

Dominant girocard faces growing competition amid increasing card usage

PROSPECTS AND OPPORTUNITIES

Further growth will see debit cards overtake cash as primary payment choice

Share of girocard within debit cards expected to decline

Growing shift towards digital payments poses future risk for debit cards

CATEGORY DATA

Table 62 Debit Cards: Number of Cards in Circulation 2016-2021

Table 63 Debit Cards Transactions 2016-2021

Table 64 Debit Cards in Circulation: % Growth 2016-2021

Table 65 Debit Cards Transactions: % Growth 2016-2021

Table 66 Debit Cards: Number of Cards by Issuer 2016-2020

Table 67 Debit Cards: Number of Cards by Operator 2016-2020

Table 68 Debit Cards Payment Transaction Value by Issuer 2016-2020

Table 69 Debit Cards Payment Transaction Value by Operator 2016-2020

Table 70 Forecast Debit Cards: Number of Cards in Circulation 2021-2026

Table 71 Forecast Debit Cards Transactions 2021-2026

Table 72 Forecast Debit Cards in Circulation: % Growth 2021-2026

Table 73 Forecast Debit Cards Transactions: % Growth 2021-2026

Pre-Paid Cards in Germany - Category analysis

Pre-Paid Cards in Germany - Company Profile

KEY DATA FINDINGS

2021 DEVELOPMENTS

Pre-paid cards recovers after pandemic-related downturn

Closed loop pre-paid cards rebounds in 2021

Geldkarte nears its end as Mastercard and Visa grow within open loop pre-paid cards

PROSPECTS AND OPPORTUNITIES

Pre-paid cards to continue its upward trend, albeit remaining a niche

Final surge of Geldkarte and rising growth potential for eTicket

Mastercard and Visa have potential to fuel popularity of open loop pre-paid cards

CATEGORY DATA

Table 74 Pre-paid Cards: Number of Cards in Circulation 2016-2021

Table 75 Pre-paid Cards Transactions 2016-2021

Table 76 Pre-paid Cards in Circulation: % Growth 2016-2021

Table 77 Pre-paid Cards Transactions: % Growth 2016-2021

Table 78 Closed Loop Pre-paid Cards Transactions 2016-2021

Table 79 Closed Loop Pre-paid Cards Transactions: % Growth 2016-2021

Table 80 Open Loop Pre-paid Cards Transactions 2016-2021

Table 81 Open Loop Pre-paid Cards Transactions: % Growth 2016-2021

Table 82 Pre-paid Cards: Number of Cards by Issuer 2016-2020

Table 83 Pre-paid Cards: Number of Cards by Operator 2016-2020

Table 84 Pre-paid Cards Transaction Value by Issuer 2016-2020

Table 85 Pre-paid Cards Transaction Value by Operator 2016-2020

Table 86 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2016-2020

Table 87 Closed Loop Pre-paid Cards: Number of Cards by Operator 2016-2020

Table 88 Closed Loop Pre-paid Cards Transaction Value by Issuer 2016-2020

Table 89 Closed Loop Pre-paid Cards Transaction Value by Operator 2016-2020

Table 90 Open Loop Pre-paid Cards: Number of Cards by Issuer 2016-2020

Table 91 Open Loop Pre-paid Cards: Number of Cards by Operator 2016-2020

Table 92 Open Loop Pre-paid Cards Transaction Value by Issuer 2016-2020

Table 93 Open Loop Pre-paid Cards Transaction Value by Operator 2016-2020

Table 94 Forecast Pre-paid Cards: Number of Cards in Circulation 2021-2026

Table 95 Forecast Pre-paid Cards Transactions 2021-2026

Table 96 Forecast Pre-paid Cards in Circulation: % Growth 2021-2026

Table 97 Forecast Pre-paid Cards Transactions: % Growth 2021-2026

Table 98 Forecast Closed Loop Pre-paid Cards Transactions 2021-2026

Table 99 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2021-2026

Table 100 Forecast Open Loop Pre-paid Cards Transactions 2021-2026

Table 101 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2021-2026

Store Cards in Germany - Category analysis

Store Cards in Germany - Company Profile

KEY DATA FINDINGS

2021 DEVELOPMENTS

Lack of recovery in 2021 underlines accelerating decline of store cards

Various alternatives place growing pressure on store cards

Consumer interest continues to diminish amid contactless surge

PROSPECTS AND OPPORTUNITIES

Store cards to remain on downward trend as consumers turn to other options

Accelerating pace of innovation in payments worsens store cards’ prospects

Store cards requires revamp to remain competitive

CATEGORY DATA

Table 102 Store Cards: Number of Cards in Circulation 2016-2021

Table 103 Store Cards Transactions 2016-2021

Table 104 Store Cards in Circulation: % Growth 2016-2021

Table 105 Store Cards Transactions: % Growth 2016-2021

Table 106 Store Cards: Number of Cards by Issuer 2016-2020

Table 107 Store Cards: Payment Transaction Value by Issuer 2016-2020

Table 108 Forecast Store Cards: Number of Cards in Circulation 2021-2026

Table 109 Forecast Store Cards Transactions 2021-2026

Table 110 Forecast Store Cards in Circulation: % Growth 2021-2026

Table 111 Forecast Store Cards Transactions: % Growth 2021-2026

Financial Cards and Payments in Germany - Industry Overview

EXECUTIVE SUMMARY

Financial cards and payments in 2021: The big picture

Digital transformation in consumer finance takes shape

Economic recovery fuels payment transactions

Mobile payment options increase amid digitalisation push

Competitive landscape becomes increasingly multi-layered behind new options

What next for financial cards and payments?

MARKET INDICATORS

Table 112 Number of POS Terminals: Units 2016-2021

Table 113 Number of ATMs: Units 2016-2021

Table 114 Value Lost to Fraud 2016-2021

Table 115 Card Expenditure by Location 2021

Table 116 Financial Cards in Circulation by Type: % Number of Cards 2016-2021

Table 117 Domestic versus Foreign Spend 2021

MARKET DATA

Table 118 Financial Cards by Category: Number of Cards in Circulation 2016-2021

Table 119 Financial Cards by Category: Number of Accounts 2016-2021

Table 120 Financial Cards Transactions by Category: Value 2016-2021

Table 121 Financial Cards by Category: Number of Transactions 2016-2021

Table 122 Consumer Payments by Category: Value 2016-2021

Table 123 Consumer Payments by Category: Number of Transactions 2016-2021

Table 124 M-Commerce by Category: Value 2016-2021

Table 125 M-Commerce by Category: % Value Growth 2016-2021

Table 126 Financial Cards: Number of Cards by Issuer 2016-2020

Table 127 Financial Cards: Number of Cards by Operator 2016-2020

Table 128 Financial Cards: Card Payment Transactions Value by Operator 2016-2020

Table 129 Financial Cards: Card Payment Transactions Value by Issuer 2016-2020

Table 130 Forecast Financial Cards by Category: Number of Cards in Circulation 2021-2026

Table 131 Forecast Financial Cards by Category: Number of Accounts 2021-2026

Table 132 Forecast Financial Cards Transactions by Category: Value 2021-2026

Table 133 Forecast Financial Cards by Category: Number of Transactions 2021-2026

Table 134 Forecast Consumer Payments by Category: Value 2021-2026

Table 135 Forecast Consumer Payments by Category: Number of Transactions 2021-2026

Table 136 Forecast M-Commerce by Category: Value 2021-2026

Table 137 Forecast M-Commerce by Category: % Value Growth 2021-2026

DISCLAIMER

SOURCES

Summary 1 Research Sources

The following categories and subcategories are included:

Charge Card Transactions

Commercial Charge Card Transactions
Personal Charge Card Transactions

Charge Card Transactions

A charge card (sometimes referred to as a Travel and Entertainment card) shares the “pay later” component with credit cards. However, charge card balances normally have to be paid off monthly and do not attract interest charges. Charge cards typically possess high (or even no) pre-set spending limits and may carry a high annual fee.

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This report originates from Passport, our Charge Card Transactions research and analysis database.

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