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Country Report

Charge Card Transactions in

Charge Cards in Italy

Oct 2019

US$990

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Executive Summary

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If you purchase a report that is updated in the next 60 days, we will send you the new edition and data extract FREE!

PROSPECTS

Positive growth as consumers appreciate flexible payment options

Charge cards is seeing positive, but much slower growth in terms of the number of cards and transaction volume and value in 2019, compared with 2018. This is because usage is increasingly cannibalised by debit cards, which is benefiting from improved features that facilitate easy and safe use online and with digital wallets.

Digitalisation offers convenience and speed for charge card users

As shown by the large difference in cards in circulation, charge cards continues to be preferred to credit cards. Given the traditional high reluctance of Italians towards purchasing on credit, consumers often opt for charge cards over credit cards, as they are perceived to allow easier and less risky cost controls and avoid the payment of inconvenient interest rates.

Legislation provides security and opportunities for innovation

Legislation continues to play a key role in the development of financial cards, including charge cards, in Italy. PSD2, the revised European Payment Services Directive, which came into effect in 2018, aims to modernise the legislative framework for payments and foster the development of payment systems that are safe, efficient, competitive and innovative for consumers and companies.

COMPETITIVE LANDSCAPE

Nexi Payments consolidates leadership through wider product and service offer

Nexi Payments, Intesa Sanpaolo Vita, Deutsche Bank and UniCredit remained the forerunners in personal charge cards in terms of number of cards and transaction value in 2018. Their strength is derived from large customer bases and an established presence in the market.

Virtual cards gain traction by offering convenience and control to companies

The management of travel expenses is driving growth in commercial charge cards in Italy. Players are increasingly interested in offering business solutions that can be easily integrated with companies’ ERP systems to control and optimise travel expenses.

Issuers and operators tap into transportation to expand coverage

While a significant player in personal charge cards, American Express holds a higher share of cards in circulation and transaction value in the commercial category in Italy. The company has increased its share of cards through a number of partnerships.

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Overview

Why buy this report?

Gain competitive intelligence about market leaders. Track key industry trends, opportunities and threats. Inform your marketing, brand, strategy and market development, sales and supply functions.

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Overview

Discover the latest market trends and uncover sources of future market growth for the Charge Card Transactions industry in Italy with research from Euromonitor's team of in-country analysts.

Find hidden opportunities in the most current research data available, understand competitive threats with our detailed market analysis, and plan your corporate strategy with our expert qualitative analysis and growth projections.

If you're in the Charge Card Transactions industry in Italy, our research will save you time and money while empowering you to make informed, profitable decisions.

The Charge Card Transactions in Italy market research report includes:

Analysis of key supply-side and demand trends
Detailed segmentation of international and local products
Historic volumes and values, company and brand market shares
Five year forecasts of market trends and market growth
Robust and transparent market research methodology, conducted in-country

Our market research reports answer questions such as:

What is the market size of Charge Card Transactions in Italy?
What are the major operators and issuers in Italy?
What is the current state and expected evolution of consumer payment preference?
What payment instrument offers the highest growth potential?
What strategies and positioning have consumer finance companies utilized to win in the market?

Why buy this report?

Gain competitive intelligence about market leaders
Track key industry trends, opportunities and threats
Inform your marketing, brand, strategy and market development, sales and supply functions

Euromonitor’s industry reports, including Charge Card Transactions in Italy, originate from our database within our Consumer Finance market share and market size database

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Charge Cards in Italy - Category analysis

Charge Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Positive growth as consumers appreciate flexible payment options

Digitalisation offers convenience and speed for charge card users

Legislation provides security and opportunities for innovation

COMPETITIVE LANDSCAPE

Nexi Payments consolidates leadership through wider product and service offer

Virtual cards gain traction by offering convenience and control to companies

Issuers and operators tap into transportation to expand coverage

CATEGORY DATA

Table 1 Charge Cards: Number of Cards in Circulation 2014-2019
Table 2 Charge Cards Transactions 2014-2019
Table 3 Charge Cards in Circulation: % Growth 2014-2019
Table 4 Charge Cards Transactions: % Growth 2014-2019
Table 5 Commercial Charge Cards: Number of Cards in Circulation 2014-2019
Table 6 Commercial Charge Cards Transactions 2014-2019
Table 7 Commercial Charge Cards in Circulation: % Growth 2014-2019
Table 8 Commercial Charge Cards Transactions: % Growth 2014-2019
Table 9 Personal Charge Cards: Number of Cards in Circulation 2014-2019
Table 10 Personal Charge Cards Transactions 2014-2019
Table 11 Personal Charge Cards in Circulation: % Growth 2014-2019
Table 12 Personal Charge Cards Transactions: % Growth 2014-2019
Table 13 Charge Cards: Number of Cards by Issuer 2014-2018
Table 14 Charge Cards: Number of Cards by Operator 2014-2018
Table 15 Charge Cards Payment Transaction Value by Issuer 2014-2018
Table 16 Charge Cards Payment Transaction Value by Operator 2014-2018
Table 17 Commercial Charge Cards: Number of Cards by Issuer 2014-2018
Table 18 Commercial Charge Cards: Number of Cards by Operator 2014-2018
Table 19 Commercial Charge Cards Payment Transaction Value by Issuer 2014-2018
Table 20 Commercial Charge Cards Payment Transaction Value by Operator 2014-2018
Table 21 Personal Charge Cards: Number of Cards by Issuer 2014-2018
Table 22 Personal Charge Cards: Number of Cards by Operator 2014-2018
Table 23 Personal Charge Cards Transaction Value by Issuer 2014-2018
Table 24 Personal Charge Cards Transaction Value by Operator 2014-2018
Table 25 Forecast Charge Cards: Number of Cards in Circulation 2019-2024
Table 26 Forecast Charge Cards Transactions 2019-2024
Table 27 Forecast Charge Cards in Circulation: % Growth 2019-2024
Table 28 Forecast Charge Cards Transactions: % Growth 2019-2024
Table 29 Forecast Commercial Charge Cards: Number of Cards in Circulation 2019-2024
Table 30 Forecast Commercial Charge Cards Transactions 2019-2024
Table 31 Forecast Commercial Charge Cards in Circulation: % Growth 2019-2024
Table 32 Forecast Commercial Charge Cards Transactions: % Growth 2019-2024
Table 33 Forecast Personal Charge Cards: Number of Cards in Circulation 2019-2024
Table 34 Forecast Personal Charge Cards Transactions 2019-2024
Table 35 Forecast Personal Charge Cards in Circulation: % Growth 2019-2024
Table 36 Forecast Personal Charge Cards Transactions: % Growth 2019-2024

Credit Cards in Italy - Category analysis

Credit Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Improving economic conditions and wider usage opportunities reduce fear of credit

Smaller value purchases lead to a further decline in spend per transaction

Commercial credit cards drives growth as companies see management benefits

COMPETITIVE LANDSCAPE

Issuers waive or reduce fees to grow penetration and stimulate usage

New entrants and technologies add dynamism with quick and easy payment options

Players look to mobile technologies to widen the scope of their offer

CATEGORY DATA

Table 37 Credit Cards: Number of Cards in Circulation 2014-2019
Table 38 Credit Cards Transactions 2014-2019
Table 39 Credit Cards in Circulation: % Growth 2014-2019
Table 40 Credit Cards Transactions: % Growth 2014-2019
Table 41 Commercial Credit Cards: Number of Cards in Circulation 2014-2019
Table 42 Commercial Credit Cards Transactions 2014-2019
Table 43 Commercial Credit Cards in Circulation: % Growth 2014-2019
Table 44 Commercial Credit Cards Transactions: % Growth 2014-2019
Table 45 Personal Credit Cards: Number of Cards in Circulation 2014-2019
Table 46 Personal Credit Cards Transactions 2014-2019
Table 47 Personal Credit Cards in Circulation: % Growth 2014-2019
Table 48 Personal Credit Cards Transactions: % Growth 2014-2019
Table 49 Credit Cards: Number of Cards by Issuer 2014-2018
Table 50 Credit Cards: Number of Cards by Operator 2014-2018
Table 51 Credit Cards Payment Transaction Value by Issuer 2014-2018
Table 52 Credit Cards Payment Transaction Value by Operator 2014-2018
Table 53 Commercial Credit Cards: Number of Cards by Issuer 2014-2018
Table 54 Commercial Credit Cards: Number of Cards by Operator 2014-2018
Table 55 Commercial Credit Cards Payment Transaction Value by Issuer 2014-2018
Table 56 Commercial Credit Cards Payment Transaction Value by Operator 2014-2018
Table 57 Personal Credit Cards: Number of Cards by Issuer 2014-2018
Table 58 Personal Credit Cards: Number of Cards by Operator 2014-2018
Table 59 Personal Credit Cards Payment Transaction Value by Issuer 2014-2018
Table 60 Personal Credit Cards Payment Transaction Value by Operator 2014-2018
Table 61 Forecast Credit Cards: Number of Cards in Circulation 2019-2024
Table 62 Forecast Credit Cards Transactions 2019-2024
Table 63 Forecast Credit Cards in Circulation: % Growth 2019-2024
Table 64 Forecast Credit Cards Transactions: % Growth 2019-2024
Table 65 Forecast Commercial Credit Cards: Number of Cards in Circulation 2019-2024
Table 66 Forecast Commercial Credit Cards Transactions 2019-2024
Table 67 Forecast Commercial Credit Cards in Circulation: % Growth 2019-2024
Table 68 Forecast Commercial Credit Cards Transactions: % Growth 2019-2024
Table 69 Forecast Personal Credit Cards: Number of Cards in Circulation 2019-2024
Table 70 Forecast Personal Credit Cards Transactions 2019-2024
Table 71 Forecast Personal Credit Cards in Circulation: % Growth 2019-2024
Table 72 Forecast Personal Credit Cards Transactions: % Growth 2019-2024

Debit Cards in Italy - Category analysis

Debit Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Increasing penetration and connection with digital wallets offer growth potential

Businesses seeking convenience and control move towards commercial debit cards

Digital and contactless technologies enhance convenience appeal of debit cards

COMPETITIVE LANDSCAPE

New products and services expand coverage of debit cards

Mobile technology gains traction among integrated young consumers

Bancomat launches new payment service in response to challenge from global giants

CATEGORY DATA

Table 73 Debit Cards: Number of Cards in Circulation 2014-2019
Table 74 Debit Cards Transactions 2014-2019
Table 75 Debit Cards in Circulation: % Growth 2014-2019
Table 76 Debit Cards Transactions: % Growth 2014-2019
Table 77 Debit Cards: Number of Cards by Issuer 2014-2018
Table 78 Debit Cards: Number of Cards by Operator 2014-2018
Table 79 Debit Cards Payment Transaction Value by Issuer 2014-2018
Table 80 Debit Cards Payment Transaction Value by Operator 2014-2018
Table 81 Forecast Debit Cards: Number of Cards in Circulation 2019-2024
Table 82 Forecast Debit Cards Transactions 2019-2024
Table 83 Forecast Debit Cards in Circulation: % Growth 2019-2024
Table 84 Forecast Debit Cards Transactions: % Growth 2019-2024

Pre-Paid Cards in Italy - Category analysis

Pre-Paid Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Consumers remain loyal to secure pre-paid cards although maturity slows growth

Pre-paid cards with IBAN number offer means of resistance to alternatives

“Citizens’ income” payments boost open loop pre-paid cards in 2019

COMPETITIVE LANDSCAPE

Banks seek to replace pre-paid cards with higher margin debit cards

Poste Italiane leads development of commercial pre-paid cards with wider services

Mobile and contactless options cater to busy consumers

CATEGORY DATA

Table 85 Pre-paid Cards: Number of Cards in Circulation 2014-2019
Table 86 Pre-paid Cards Transactions 2014-2019
Table 87 Pre-paid Cards in Circulation: % Growth 2014-2019
Table 88 Pre-paid Cards Transactions: % Growth 2014-2019
Table 89 Closed Loop Pre-paid Cards Transactions 2014-2019
Table 90 Closed Loop Pre-paid Cards Transactions: % Growth 2014-2019
Table 91 Open Loop Pre-paid Cards Transactions 2014-2019
Table 92 Open Loop Pre-paid Cards Transactions: % Growth 2014-2019
Table 93 Pre-paid Cards: Number of Cards by Issuer 2014-2018
Table 94 Pre-paid Cards: Number of Cards by Operator 2014-2018
Table 95 Pre-paid Cards Transaction Value by Issuer 2014-2018
Table 96 Pre-paid Cards Transaction Value by Operator 2014-2018
Table 97 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2014-2018
Table 98 Closed Loop Pre-paid Cards: Number of Cards by Operator 2014-2018
Table 99 Closed Loop Pre-paid Cards Transaction Value by Issuer 2014-2018
Table 100 Closed Loop Pre-paid Cards Transaction Value by Operator 2014-2018
Table 101 Open Loop Pre-paid Cards: Number of Cards by Issuer 2014-2018
Table 102 Open Loop Pre-paid Cards: Number of Cards by Operator 2014-2018
Table 103 Open Loop Pre-paid Cards Transaction Value by Issuer 2014-2018
Table 104 Open Loop Pre-paid Cards Transaction Value by Operator 2014-2018
Table 105 Forecast Pre-paid Cards: Number of Cards in Circulation 2019-2024
Table 106 Forecast Pre-paid Cards Transactions 2019-2024
Table 107 Forecast Pre-paid Cards in Circulation: % Growth 2019-2024
Table 108 Forecast Pre-paid Cards Transactions: % Growth 2019-2024
Table 109 Forecast Closed Loop Pre-paid Cards Transactions 2019-2024
Table 110 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2019-2024
Table 111 Forecast Open Loop Pre-paid Cards Transactions 2019-2024
Table 112 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2019-2024

Store Cards in Italy - Category analysis

Store Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Further decline in 2019 as consumers move to cheaper, more flexible alternatives

Store cards a casualty of consumer demand for convenience and flexibility

Loyalty cards make gains with benefits like discounts and vouchers

COMPETITIVE LANDSCAPE

Wide coverage helps Carrefour and Esselunga remain at the top

Innovation is the key to survival for store cards in a fierce competitive environment

Coop offers numerous benefits on innovative new product to lure consumers

CATEGORY DATA

Table 113 Store Cards: Number of Cards in Circulation 2014-2019
Table 114 Store Cards Transactions 2014-2019
Table 115 Store Cards in Circulation: % Growth 2014-2019
Table 116 Store Cards Transactions: % Growth 2014-2019
Table 117 Store Cards: Number of Cards by Issuer 2014-2018
Table 118 Store Cards: Payment Transaction Value by Issuer 2014-2018
Table 119 Forecast Store Cards: Number of Cards in Circulation 2019-2024
Table 120 Forecast Store Cards Transactions 2019-2024
Table 121 Forecast Store Cards in Circulation: % Growth 2019-2024
Table 122 Forecast Store Cards Transactions: % Growth 2019-2024

Financial Cards and Payments in Italy - Industry Overview

EXECUTIVE SUMMARY

Legislation, technological advances and new products spur shift to financial cards

Cost-competitive and connected debit cards threaten popular pre-paid cards

Companies seek better cost control and payment options through financial cards

Operators and merchants collaborate to facilitate spread of contactless technology

Innovation and technology offer strong growth potential over the forecast period

MARKET INDICATORS

Table 123 Number of POS Terminals: Units 2014-2019
Table 124 Number of ATMs: Units 2014-2019
Table 125 Value Lost to Fraud 2014-2019
Table 126 Card Expenditure by Location 2019
Table 127 Financial Cards in Circulation by Type: % Number of Cards 2014-2019
Table 128 Domestic versus Foreign Spend 2019

MARKET DATA

Table 129 Financial Cards by Category: Number of Cards in Circulation 2014-2019
Table 130 Financial Cards by Category: Number of Accounts 2014-2019
Table 131 Financial Cards Transactions by Category: Value 2014-2019
Table 132 Financial Cards by Category: Number of Transactions 2014-2019
Table 133 Consumer Payments by Category: Value 2014-2019
Table 134 Consumer Payments by Category: Number of Transactions 2014-2019
Table 135 M-Commerce by Category: Value 2014-2019
Table 136 M-Commerce by Category: % Value Growth 2014-2019
Table 137 Financial Cards: Number of Cards by Issuer 2014-2018
Table 138 Financial Cards: Number of Cards by Operator 2014-2018
Table 139 Financial Cards: Card Payment Transactions Value by Operator 2014-2018
Table 140 Financial Cards: Card Payment Transactions Value by Issuer 2014-2018
Table 141 Forecast Financial Cards by Category: Number of Cards in Circulation 2019-2024
Table 142 Forecast Financial Cards by Category: Number of Accounts 2019-2024
Table 143 Forecast Financial Cards Transactions by Category: Value 2019-2024
Table 144 Forecast Financial Cards by Category: Number of Transactions 2019-2024
Table 145 Forecast Consumer Payments by Category: Value 2019-2024
Table 146 Forecast Consumer Payments by Category: Number of Transactions 2019-2024
Table 147 Forecast M-Commerce by Category: Value 2019-2024
Table 148 Forecast M-Commerce by Category: % Value Growth 2019-2024

Megatrends

Country Report

Charge Cards in Italy

New Report Guarantee

Executive Summary

New Report Guarantee

PROSPECTS

Positive growth as consumers appreciate flexible payment options

Digitalisation offers convenience and speed for charge card users

Legislation provides security and opportunities for innovation

COMPETITIVE LANDSCAPE

Nexi Payments consolidates leadership through wider product and service offer

Virtual cards gain traction by offering convenience and control to companies

Issuers and operators tap into transportation to expand coverage

Overview

Why buy this report?

SAMPLES

Delivery Method

Overview

Why buy this report?

Want to find out more about this report?

Table of Contents

Charge Cards in Italy - Category analysis

Charge Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Positive growth as consumers appreciate flexible payment options

Digitalisation offers convenience and speed for charge card users

Legislation provides security and opportunities for innovation

COMPETITIVE LANDSCAPE

Nexi Payments consolidates leadership through wider product and service offer

Virtual cards gain traction by offering convenience and control to companies

Issuers and operators tap into transportation to expand coverage

CATEGORY DATA

Credit Cards in Italy - Category analysis

Credit Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Improving economic conditions and wider usage opportunities reduce fear of credit

Smaller value purchases lead to a further decline in spend per transaction

Commercial credit cards drives growth as companies see management benefits

COMPETITIVE LANDSCAPE

Issuers waive or reduce fees to grow penetration and stimulate usage

New entrants and technologies add dynamism with quick and easy payment options

Players look to mobile technologies to widen the scope of their offer

CATEGORY DATA

Debit Cards in Italy - Category analysis

Debit Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Increasing penetration and connection with digital wallets offer growth potential

Businesses seeking convenience and control move towards commercial debit cards

Digital and contactless technologies enhance convenience appeal of debit cards

COMPETITIVE LANDSCAPE

New products and services expand coverage of debit cards

Mobile technology gains traction among integrated young consumers

Bancomat launches new payment service in response to challenge from global giants

CATEGORY DATA

Pre-Paid Cards in Italy - Category analysis

Pre-Paid Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Consumers remain loyal to secure pre-paid cards although maturity slows growth

Pre-paid cards with IBAN number offer means of resistance to alternatives

“Citizens’ income” payments boost open loop pre-paid cards in 2019

COMPETITIVE LANDSCAPE

Banks seek to replace pre-paid cards with higher margin debit cards

Poste Italiane leads development of commercial pre-paid cards with wider services

Mobile and contactless options cater to busy consumers

CATEGORY DATA

Store Cards in Italy - Category analysis

Store Cards in Italy - Company Profile

HEADLINES

PROSPECTS

Further decline in 2019 as consumers move to cheaper, more flexible alternatives

Store cards a casualty of consumer demand for convenience and flexibility

Loyalty cards make gains with benefits like discounts and vouchers

COMPETITIVE LANDSCAPE

Wide coverage helps Carrefour and Esselunga remain at the top

Innovation is the key to survival for store cards in a fierce competitive environment