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Learn moreDec 2020
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Unlike debit and credit cards, in Austria charge cards has not benefited from the shift away from cash among consumers fuelled by COVID-19. The pandemic brought the majority of business travel to a halt in Austria, both nationally and internationally, as government travel restrictions and company no-travel policies were implemented.
Actual credit cards with a revolving line of credit remain uncommon and even unknown to most Austrian consumers, while usage of overdrafts is very common. Additionally, due to fears of hidden costs, revolving credit has never been a major selling point for credit cards over charge cards.
In search of new profit opportunities, banks are increasingly promoting and offering credit cards with optional revolving credit (usually referred to as “Teilzahlungsfunktion” or “instalment feature”) instead of charge cards. However, although consumer income and employment was negatively impacted by the pandemic, demand did not shift notably to credit cards as long-lasting consumer habits and the dominance of overdraft prevailed.
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Discover the latest market trends and uncover sources of future market growth for the Charge Card Transactions industry in Austria with research from Euromonitor's team of in-country analysts.
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If you're in the Charge Card Transactions industry in Austria, our research will save you time and money while empowering you to make informed, profitable decisions.
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Euromonitor’s industry reports, including Charge Card Transactions in Austria, originate from our database within our Consumer Finance market share and market size database
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