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In the Netherlands, charge cards and credit cards are both referred to as “credit cards”, with relatively few consumers making any meaningful distinction between the two categories of financial cards. With this in mind, it should come as no surprise that those Dutch consumers who have charge cards use them mainly in the same way that they use their credit cards, and generally for the same purposes.
Although charge cards remains a relatively unimportant category of financial cards in the Netherlands, charge card transactions value struggled to avoid negative growth during 2020 due to the economic uncertainty that has emerged in the wake of the COVID-19 pandemic. In particular, the suppressed commercial activity which has been seen in the Netherlands has presented significant challenges to the country’s leading issuers and operators of charge cards.
Although the Dutch financial authorities did not pass any new regulations requiring lenders to offer payment holidays to struggling borrowers in response to the COVID-19 pandemic and the economic uncertainty that emerged in the wake of it during 2020, some of the country’s leading charge card issuers took the step of offering such debt relief to cardholders struggling to manage their debts during the second and third quarters of the year. While the target audience for charge cards tends to be more affluent than the general Dutch population, charge cards are often used by small businesses to pay for day-to-day expenses.
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Discover the latest market trends and uncover sources of future market growth for the Charge Card Transactions industry in Netherlands with research from Euromonitor's team of in-country analysts.
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Euromonitor’s industry reports, including Charge Card Transactions in Netherlands, originate from our database within our Consumer Finance market share and market size database
Gain competitive intelligence about market leaders. Track key industry trends, opportunities and threats. Inform your marketing, brand, strategy and market development, sales and supply functions.