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Country Report

Consumer Lending in

Consumer Lending in the United Kingdom

11 pages, Oct 2018

US$990

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Executive Summary

New Report Guarantee

If you purchase a report that is updated in the next 60 days, we will send you the new edition and data extract FREE!

Bank of England raises UK interest rate

For the second time in a decade, the rate was raised by a quarter of a percentage point, from 0.5% to 0.

Legitimate worries over consumer debt

Reaching a peak, growth of credit card debt is a concern. Much of this indebtedness has been fuelled by historically low interest rates.

Volatility in auto lending

Auto lending has been showing strong growth since 2013. Due to low interest rates and manufacturer competition for sales, an increasing number of customers are choosing to utilise finance products on vehicle purchases rather than purchase vehicles “outright”.

Fall in mortgage lending and uncertainty surrounding property values

Despite the unusually hot weather and the football World Cup, UK consumer spending growth slowed over the period 2017-2018 due to higher inflation and limited wage growth. The fall in the number of approvals of house purchases through gross mortgage lending deepened, as existing homeowners sought to lock in cheaper interest rates before the interest rate increase.

Savings growth languishes at historic lows in the UK

Savings growth remained stuck on a downward trajectory in 2018, as lenders became more cautious. According to the Bank of England, at the end of August 2018, the annual pace of credit growth dropped to the lowest level since 2015 at 8.

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Overview

Why buy this report?

Gain competitive intelligence about market leaders. Track key industry trends, opportunities and threats. Inform your marketing, brand, strategy and market development, sales and supply functions.

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Delivery: Files are delivered directly into your account within a few minutes of purchase.

Overview

Discover the latest market trends and uncover sources of future market growth for the Consumer Lending industry in United Kingdom with research from Euromonitor's team of in-country analysts.

Find hidden opportunities in the most current research data available, understand competitive threats with our detailed market analysis, and plan your corporate strategy with our expert qualitative analysis and growth projections.

If you're in the Consumer Lending industry in United Kingdom, our research will save you time and money while empowering you to make informed, profitable decisions.

The Consumer Lending in United Kingdom market research report includes:

Analysis of key supply-side and demand trends
Historic volumes and values
Five year forecasts of market trends and market growth
Robust and transparent market research methodology, conducted in-country

Our market research reports answer questions such as:

What is the market size of Consumer Lending in United Kingdom?
What are the major trends set to impact the market in United Kingdom?
What capacity for consumer debt still exists in the market?
What’s the state of credit quality in the market?
Has the economic downturn reset the lender competitive landscape?

Why buy this report?

Gain competitive intelligence about market leaders
Track key industry trends, opportunities and threats
Inform your marketing, brand, strategy and market development, sales and supply functions

Euromonitor’s industry reports, including Consumer Lending in United Kingdom, originate from our database within our Consumer Finance market share and market size database, Passport, a platform which analyses Consumer Finance in 46 countries and globally.

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Consumer Lending in the United Kingdom - Industry Overview

EXECUTIVE SUMMARY

Bank of England raises UK interest rate

Legitimate worries over consumer debt

Volatility in auto lending

Fall in mortgage lending and uncertainty surrounding property values

Savings growth languishes at historic lows in the UK

MARKET DATA

Table 1 Consumer Lending: Outstanding Balance by Category: Value 2013-2018
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2013-2018
Table 3 Consumer Lending: Gross Lending by Category: Value 2013-2018
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2013-2018
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2013-2018
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2018-2023
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2018-2023
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023

SOURCES

Summary 1 Research Sources

Consumer Credit in the United Kingdom - Category analysis

HEADLINES

PROSPECTS

Consumer confidence remains fragile

A positive property investment outlook despite Brexit

The overdraft debt spiral

COMPETITIVE LANDSCAPE

The UK FinTech industry is booming

A cloudy future for payday loans in the UK

Competition is high in consumer credit

CATEGORY DATA

Table 13 Consumer Credit: Outstanding Balance by Category: Value 2013-2018
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2013-2018
Table 15 Consumer Credit: Gross Lending by Category: Value 2013-2018
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2013-2018
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2018-2023
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2018-2023
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023

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Megatrends

Country Report

Consumer Lending in the United Kingdom

New Report Guarantee

Executive Summary

New Report Guarantee

Bank of England raises UK interest rate

Legitimate worries over consumer debt

Volatility in auto lending

Fall in mortgage lending and uncertainty surrounding property values

Savings growth languishes at historic lows in the UK

Overview

Why buy this report?

Samples (FAQs about samples):

Want to find out more about this report?

Table of Contents

Consumer Lending in the United Kingdom - Industry Overview

EXECUTIVE SUMMARY

Bank of England raises UK interest rate

Legitimate worries over consumer debt

Volatility in auto lending

Fall in mortgage lending and uncertainty surrounding property values

Savings growth languishes at historic lows in the UK

MARKET DATA

SOURCES

Consumer Credit in the United Kingdom - Category analysis

HEADLINES

PROSPECTS

Consumer confidence remains fragile

A positive property investment outlook despite Brexit

The overdraft debt spiral

COMPETITIVE LANDSCAPE

The UK FinTech industry is booming

A cloudy future for payday loans in the UK

Competition is high in consumer credit

CATEGORY DATA

Why buy this report?

Want to find out more about this report?

Recently Viewed

Recently Viewed

Megatrends

Country Report

Consumer Lending in the United Kingdom

New Report Guarantee

Executive Summary

New Report Guarantee

Bank of England raises UK interest rate

Legitimate worries over consumer debt

Volatility in auto lending

Fall in mortgage lending and uncertainty surrounding property values

Savings growth languishes at historic lows in the UK

Overview

Why buy this report?

Samples (FAQs about samples):

Want to find out more about this report?

Table of Contents

Consumer Lending in the United Kingdom - Industry Overview

EXECUTIVE SUMMARY

Bank of England raises UK interest rate

Legitimate worries over consumer debt

Volatility in auto lending

Fall in mortgage lending and uncertainty surrounding property values

Savings growth languishes at historic lows in the UK

MARKET DATA

SOURCES

Consumer Credit in the United Kingdom - Category analysis

HEADLINES

PROSPECTS

Consumer confidence remains fragile

A positive property investment outlook despite Brexit

The overdraft debt spiral

COMPETITIVE LANDSCAPE

The UK FinTech industry is booming

A cloudy future for payday loans in the UK

Competition is high in consumer credit

CATEGORY DATA

Why buy this report?

Want to find out more about this report?

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