Chicago
English
Kendrick leads the development of the payments and lending system at Euromonitor and coordinates the research program. He works directly with clients to identify and assess the impact of global payment trends.
Kendrick has worked with leading consumer and commercial payments companies across the world. Payment trends researched include regulation, customer experience, financial inclusion and payment innovation. Kendrick has researched a variety of topics related to consumer finance and payments, including fintech, loyalty and rewards, payment innovation, network competitive landscape and financial inclusion.
Early in May, regional and international financial institutions met in San Diego to discuss the impact of AI, regulation, and innovation in financial services and the impact they will have in the US over the coming years. Euromonitor International was in attendance and moderated a panel discussion on embedded lending and its potential to 2030.
Fintech is accelerating a structural transformation in payments and lending, driving significant uptake of digital wallets, stablecoins, and buy now, pay later (BNPL) offerings, while facing heightened challenges from increasing payment fraud. Payment companies and merchants must manage an environment where consumer demands, security risks and competitive pressures are changing more rapidly than before.
Payments and lending is rapidly evolving as innovation from fintech impacts every part of a transaction. Digital currency investment is accelerating as the use cases for them continue to expand, while credit is now projected to become the most used card function by payment value in 2030. Also driving payments are the more than 400 million newly banked consumers and the USD28 trillion in available commercial paper payments.
Bringing innovators and banking decision-makers together to shape the future of fintech.