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Learn moreDec 2020
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2020 saw credit cards in Peru register a negative performance in transactions value and volume terms, while the number of credit cards in circulation also declined over the course of the year. The obvious reason for this poor performance for the category during the year was the COVID-19 pandemic, more specifically the very strict quarantine lockdown that was in place throughout the country during the initial stages of the pandemic.
One of the major social trends observed in Peru during the COVID-19 pandemic was the strong shift towards the use of e-commerce among the population. At the same time, the popularity of e-commerce increased dramatically during the initial stages of the COVID-19 situation in Peru, when a strict nationwide quarantine lockdown was in effect, preventing people from shopping in all but the most essential of retail outlets.
Recent years have seen the Peruvian government step up its long-term efforts to reduce the size of the country’s unbanked and underserved populations and increase participation in the formal financial sector. Central to these efforts to expand financial inclusion and decrease the size of the underserved population during 2020 was a new scheme that allows municipal entities such as city councils and town councils to issue credit cards.
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Discover the latest market trends and uncover sources of future market growth for the Credit Card Transactions industry in Peru with research from Euromonitor's team of in-country analysts.
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Euromonitor’s industry reports, including Credit Card Transactions in Peru, originate from our database within our Consumer Finance market share and market size database
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