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Learn moreDec 2020
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At the end of the review period, credit card usage in Morocco remained very limited, with very few local people having such a financial card in their wallets. This is mainly because most credit card issuing banks impose strict lending criteria on potential card borrowers, with few people able to meet the conditions that are required to be met to be approved for such a pay-later financial card.
Among the major measures enacted by the Moroccan government in response to the COVID-19 pandemic during 2020 was to offer credit card borrowers more time to repay their outstanding balance. This was seen as an essential measure to support liquidity among a population who are struggling financially due to the negative economic impact of the COVID-19 situation.
The reasons for the low uptake of credit cards in Morocco include the high interest rates that apply to these types of financial cards. For this reason, most people tend to prefer bank overdrafts or personal loans when in need of credit, while the majority simply prefer to avoid engaging with consumer credit altogether.
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Discover the latest market trends and uncover sources of future market growth for the Credit Card Transactions industry in Morocco with research from Euromonitor's team of in-country analysts.
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Euromonitor’s industry reports, including Credit Card Transactions in Morocco, originate from our database within our Consumer Finance market share and market size database
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