Although UnionPay is the largest card operator globally by card payment value, it is still far behind Visa and Mastercard outside China across all card segments. Besides commercial cards, its mobile app and QR, in which it has been expanding, UnionPay could explore new opportunities in digital banks and e-wallets. Furthermore, UnionPay could strengthen its relationships with Chinese businesses engaged in overseas trading, to gain a stronger foothold.
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This is the aggregation of ATM, charge, credit, debit, e-purse and retail cards. Note that smart cards are not included in financial cards.
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